What does an Owner's Title Insurance Policy look like?

I am refinancing and my lender is asking for my Owner%26#039;s Title Insurance Policy which should be in my original loan package. Well...I%26#039;m looking through a hundred documents and nothing is titled %26quot;Owner%26#039;s Title Insurance Policy.%26quot; Does anyone know what this document should look like? Maybe it goes by a different title...

What does an Owner%26#039;s Title Insurance Policy look like?

it would not be with your original loan package. it is sent later by the title insurance company associated with your loan. if you call your lender and ask for the title officer%26#039;s contact info, they will be able to provide you with a copy of the owners policy. your lender should already know how to do this themselves, and i%26#039;ve never heard of requiring a copy of the current owner%26#039;s title insurance policy anyway.

What does an Owner%26#039;s Title Insurance Policy look like?

You no doubt got a %26quot;binder%26quot; at your closing. Some Title Companies are really lax in sending out the policies after the sale. Look on your closing statement (also called the HUD statement) and see where the money was disbursed out for your policy. It will list the Title company by name. Then contact them for a copy.

And I%26#039;ve never heard of a mortgage company asking for it either, unless they need it for the legal description. And they can get that off the deed.

I hope this helped.