No, you both must be on the new loan.
Can a title holder refi while the other titleholder wants to remain on the title but not on the new loan?
I do believe one of you could refi and the one not refiing could quit claim the deed to that one person. then only one would have to refi, like in a divorce.
Once the refi is complete, they could quit claim you back on the deed.
This would be very risky, and you would have to really trust that the other person is not going to take advantage of you.
This is a way, but its nor coming as a recommendation.
Good luck
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