I was decreed house in divorce but loan is in ex name only my name is on title only.am i responsible

i am having financial difficulties and am filing bankruptcy in about a month my home is mortgaged in my ex husbands name but my name is on title and was decreed to me i was wondering if i am responsible for payment if my name is not on mortgage. I don%26#039;t know if i should include it in bankrupcy and just move and cut my losses or continue to pay and if i can%26#039;t make it in later time just leave or try to sell. I am not sure i will get what i need to pay mortgage out of the home. only 20.00 per month goes on principle. My ex left the usa for good so he don%26#039;t care what happens.

I was decreed house in divorce but loan is in ex name only my name is on title only.am i responsible for pmt?

the decree places the house in your name. pay your bills

I was decreed house in divorce but loan is in ex name only my name is on title only.am i responsible for pmt?

If you didnt sign the loan, you are no liable, however the house can be repossessed if you dont pay. If you do file bankruptcy, Id include the house debt in the bankruptcy ...just to be sure... There will be no questions then... and it wont cost any more to include the house when you file bankruptcy for your other debts...just tell the bankruptcy attorney about the house thing.

I was decreed house in divorce but loan is in ex name only my name is on title only.am i responsible for pmt?

You%26#039;ll be consulting a lawyer about the bankruptcy? I don%26#039;t think you can include a debt that isn%26#039;t yours on a BK. You%26#039;re husband is responsible for the mortgage, although you%26#039;re the one who%26#039;ll lose the home for non-payment. You need legal help. Don%26#039;t depend on answers you get here. We don%26#039;t know anything.