How did I get a loan with bad credit and get cash the same day?

Many things happen that require fast cash. Often times when applying for a loan, the purpose of the loan is to receive money for the right-now. Otherwise, many borrowers would wait until they received their paychecks or until the money is available. Title loans allow the borrower to receive same day funding. Many lenders guarantee cash in 24 hours or less!

Title loans also allow potential borrowers to receive personal loans despite bad credit. The imperfections on credit reports are not variables to determine loan approvals. The car title takes the place of credit requirements and acts as collateral for the loan.

How did I get a loan with bad credit and get cash the same day?

While title loans are an option, and definitely the only option an underwriter or lender of such loans would share with someone in general, there are other options (and one of which is better than the others).

For instance, a title loan usually will allow you to borrow up to $1k or a hefty percentage of the current re-sale value of the vehicle matching the title. However, to get the loan you have to drive that particular vehicle to their office, they take photos, and you leave the original title with them. DOWNSIDE - People are always messing up and they are prone to lose the title to your car - although no paperwork saying you owe them will be lost. Also, I know of people who received the loan from a company that was not willing to arrange alternate pay dates and know of two people who ended up losing their vehicles to the title company all because the company did not allow payments to be more than 15 days late.

Pay day loans are another option with a huge downside. While you usually can secure these with proof of income and an active checking account, you normally have to repay the money plus the hefty interest in full in 30 days (or two 2-week pay periods). DOWNSIDE - And since they%26#039;ve had you to write two post-dated checks, there is no calling and arranging for them to deposit the checks later. The cash advance / pay day loan company will deposit the checks and collect their money on the day arranged even if you will end up paying overdraft fees or have an emergency hospital visit to arise that you need the money for. Even if your payday falls on the weekend and your company is closed Saturday and Sunday, thus you won%26#039;t get your check until Monday, they will still deposit that check and won%26#039;t change the due date.

I think the best way to go is slow and steady. Develop a relationship with a small personal finance company. These companies usually have a small office and advertise saying they make loans from $100 and up. Some start at $200 and max out at $1k. Either way, you phone them and apply by giving them your personal info, and they will call you back in about an hour or less to let you know if they will give you a loan and at what amount. They will also set you up on monthly payments for 3-12 month durations (depending on how much money you are able to borrow). And even if all they are willing to start you at is $100, take it and pay the amount you are supposed to each month. BEST THINGS - (1) anytime you need more time to pay, all you have to do is all them and tell them the day you can pay; (2) they send renewal notices that give you a chance to renew your loan and increase the loan amount; and (3) after years of paying and renewing, you%26#039;ll find that your credit score has increased and that you have a company that is willing to work with and help you and not take advantage of or hurt you.

How did I get a loan with bad credit and get cash the same day?

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How did I get a loan with bad credit and get cash the same day?

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How did I get a loan with bad credit and get cash the same day?

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How did I get a loan with bad credit and get cash the same day?

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How did I get a loan with bad credit and get cash the same day?

%26quot;Who Qualifies For Bad Credit Loans?

Almost half of all car loans today are bad credit loans in that they are made to borrowers with FICO scores below 620. Most importantly, if they have already got a bad credit loan, they should avoid getting into a circle of bad credit financing. Bad credit loans are already a benediction to the people with bad credit history but apart from that there are other advantages of these loans also.%26quot;

Go to: http://www.insightempire.com/smallloans....

I hope that helps.