My mom has to co-sign on a loan for a new car for me but doesn't want to be on the title. Can t

I want a new car but can%26#039;t qualify on my own and need my mom on the loan. but she doesn%26#039;t want to be on the title for legal reasons...just wondering if this is a possibility.

My mom has to co-sign on a loan for a new car for me but doesn%26#039;t want to be on the title. Can this be done?

ive been there with my mom and no it can%26#039;t be done since the bank is lending you the money you gotta be on the title

My mom has to co-sign on a loan for a new car for me but doesn%26#039;t want to be on the title. Can this be done?

No-if she cosigns she will be a co-owner of the vehicle. If she%26#039;s concerned about liability make sure you carry at least 250/500/250 insurance. If you don%26#039;t know what that means ask an insurance agent. Warning: insurance for young people is very expensive, especially on new cars.

I%26#039;d scale down my plans and get a decent used car in the 5-7000 range.

My mom has to co-sign on a loan for a new car for me but doesn%26#039;t want to be on the title. Can this be done?

CALL YOUR LOCAL DMV OFFICE, THEY WILL BE ABLE TO ANSWER ANY AND ALL OF YOUR QUESTIONS AND AT THE SAME TIME YOU WILL BE GETTING THE CORRECT ANSWER TO YOUR QUESTION.

Can I add a family friend on title at closing even if they are not on the mortgage loan or purchase

I would like to add the friend because they are helping with half the down payment and will be living in the unpermitted cottage (which will help with the mortgage payment). However the loan company does not know that because he%26#039;s in between jobs and not working right now but has a lot of cash. Would I be able to add him on title at closing? If not then should I add him later? How much will that cost me? Thank you in advance.

Can I add a family friend on title at closing even if they are not on the mortgage loan or purchase contract?

You don%26#039;t have to hide it, and you can%26#039;t anyway. It will be on the final title policy that they send back to the lender.

I think it is a MISTAKE to put your family friend on title, because then you won%26#039;t be able to do anything with the property, including refinancing it or selling it, without his signature, and that can give him other legal entitlements to which he should not receive.

Have him %26quot;gift%26quot; you the down payment, and then post closing, have him do a private mortgage for the amount of the down payment.

Yes, that will put him in second lien position, but it%26#039;s better than him being part-owner.

No way in heck would I put his name on as an owner.

PS: The above poster is incorrect. There is no law anywhere in any state that says who you can receive financial assistance from. That is a LENDER policy, not a law. Mortgage company%26#039;s do not get %26#039;automatically%26#039; notified of subsequent liens..ever...it doesn%26#039;t matter if they are in first lien position. No county has such a system in place. Also, adding a name doesn%26#039;t delay the closing as it can be done in 5 minutes. Who comes up with these made-up idea?

Can I add a family friend on title at closing even if they are not on the mortgage loan or purchase contract?

After your closing you can do a quit claim deed that will change the title from just you to you and your family friend. The cost will be determined on the value of the property exchanged (some counties will allow a $1 exchange of deed). The deed transfer would probably cost about $120 approximately.

Can I add a family friend on title at closing even if they are not on the mortgage loan or purchase contract?

Probably not because the paperwork will have already been done by the title company, adding it last minute will delay closing. You could call your title company and speak with them to find out, or you might just want to deed 1/2 of the property over to him if that%26#039;s what you want to do. I understand he%26#039;s helping with the downpayment but do you really want him to have power of your property? What happens if you two have a falling out?? He could force you to sell your property to pay him off.

My ex boyfriend wanted 1/2 interest in my condo when we moved into it, my father freaked out and said no way. He said that if things didn%26#039;t work out then when we broke up he could force me out of my own home and force me to sell it to pay him off for his 1/2 it would have been a real mess and I%26#039;m glad I never did it, hence I said EX boyfriend.

Think about it before doing it. If your friend wants to make sure you pay him back, Take out a second mortgage for that amount to your friend, it will give him legal rights if you fail to pay and if you sell the property due to foreclosure he will be listed as next to be paid after the bank so he%26#039;ll be guaranteed the money back. I was asked to do that when I sold my house, the Buyer couldn%26#039;t come up with the final $10,000 I was asked if I would give her a second mortgage and she would make payments to me on a monthly basis as if I was the bank. the paperwork for the second mortgage would be all filed along with the title and closing paperwork so it would be on record, if she ever defaulted I could lien her for the money. I chose not to go thru with it since I wanted nothing more to do with the property once I sold it.

I hope that made sense, try that instead rather than giving him interest in your home.

Good luck

Can I add a family friend on title at closing even if they are not on the mortgage loan or purchase contract?

Number 1: if you are getting funds from a friend to close and not disclosing it to your lender you are committing a Federal offense called loan fraud. Not a good idea. If it gets caught on audit (and with the implosions in the mortgage industry there are a lot more files being audited) you%26#039;ll not only lose the house you are subject to a large fine and possibly even jail time.

If you add him to the title you have all of the responsibility for paying the mortgage and if you default alllhe had is a position on the title and he cannotassume you r loan and make payments because most loans are not assumable so to protect his interest he%26#039;d have to get a new loan for the home. Also, if you wanted to sell it you couldn%26#039;t do so if he wouldn%26#039;t sign the listing and sales agreement. An earlier responder said he could make you sell the property. That is wrong. He has no power whatsoever to make you do anything. All he%26#039;d have is a position on the thtile with no evidence of a debt owed to him.

This leaves you both in a potentially tough situation and is a recipe for disaster.

Think again.

Number 2: you can add anyone to the title you want to after the loan closes. (This may be where you get caught as mortgage holders may request notification of secured title changes just as they may request to be notified of subsequent liens). I imagine a lot more of them will be taking advantage of those options now.

legally, you%26#039;re only able to obtain financial assistance from someone who is not either a blood relative or an approved 501C3 charitable home buyer assistance program.

Can I add a family friend on title at closing even if they are not on the mortgage loan or purchase contract?

I getting the idea that the file is going through a escrow company. Once you signed your loan document and it get funded and the file is recorded and the money is disbursed from escrow. Go back to the escrow company and ask them to add your friend to title. He not on the loan but he in title. This is not illegal. The escrow company would probably charge you for drawing the deed (free-$100.00) and you%26#039;ll have to take it to the county recorder and they will charge you a few bucks to record it.

Can I add a family friend on title at closing even if they are not on the mortgage loan or purchase contract?

I don%26#039;t know all the legal ramifications of titles and loans but I think it would be a mistake to add someone to the title. Like one said, you would have to have his signature to do anything with the property and if you had a disagreement, that could be very difficult.My theory is that friends,family and money do not mix.

Can I add a family friend on title at closing even if they are not on the mortgage loan or purchase contract?

Do you really want to put him on title? And if you really do and you qualify for the loan by yourself he can just be added to the loan with you, he can just say he does not have a job. Unless he has bad credit then you wont want to add him.

Funny thing here is you do not state you are having a problem with getting a loan but a lot of answers are people trying to give you a loan. hmmm! Dont fall for any scams sounds like you are already in the right direction.

Can I add a family friend on title at closing even if they are not on the mortgage loan or purchase contract?

This sounds like a legal question...my disclaimer would be to seek legal advice from a qualified real estate attorney.

I know you can add anyone on the title...with your situation, I would wait until after closing. The cost would be just the recording fees, ask your escrow/title officer for the amount.

Can I add a family friend on title at closing even if they are not on the mortgage loan or purchase contract?

Wow, I wish I had friends like you! I wouldn%26#039;t put your friend on title, because you have no idea what can happen in the future. Your friend has no legal obligation to help you with your mortgage payment, but he will be part owner if you put him on title. That means that you can%26#039;t sell or refinance without his signature, even if he never gives you another cent. What if the cash runs out? If you do decide to add him, have an attorney draw up a contract that will protect you. It will be worth the money. You can call any title company for their specific fees to add him. A title company will be able to answer all of your questions.

Mandy McManus-GFMortgage-866-334-0566 x12

TXL#61253

Can I add a family friend on title at closing even if they are not on the mortgage loan or purchase contract?

This is a legal question that should be addressed by a Florida Attorney. I am not an attorney and can not give you legal advise. My answer below is not in any way legal advise, please consult with an attorney.

My answer to your question: You should ask permission to the seller to add your friend to the contract and add him on the title before you close on the property and disclose everything to the lender. Your friend will not be required to be added to the loan but can be added to the title. There is a clause in the mortgage called the due on sale clause, if title is transfered after the closing without the lenders permission they may accelerate the payment of the entire loan and demand it paid in full within 30 days.

Do you have a title company already working on the file? There are several ways you can take title, Please call us today for any other questions you may have.

Julia Argamin

Master Title Company, Inc.

16830 Collins Avenue

Sunny Isles Beach, FL 33160

(Tel) 305-919-9921

www.mastertitlecompany.com

Can I add a family friend on title at closing even if they are not on the mortgage loan or purchase contract?

yes you can, in a very similar situation between me and my sister, she had the stellar credit so the loan is completely in her name alone, we split the down payment and I pay the entire mortgage payment each month . the title has both of our names on it , its a condo and I%26#039;m on the board so they recognize me as the owner. eventually i plan on paying her back her portion of the down payment!nice sister ! we have different last names so the fact that we are related has no relevance so it could be a family friend as in your situation i would imagine

I live in Hawaii. Car title for NY state, How can I get a copy of my NY state title from here??

Ok, I took a loan out for the car in 03, paid it off... I think the loan company sent the title but it got lost between addresses because i was moving constantly at the time and failed to leave a fwding addy... I%26#039;m in hawaii now... I need the originating state title in order to xfer it to hawaii state title... Can I do this from here? Thanx

I live in Hawaii. Car title for NY state, How can I get a copy of my NY state title from here??

Prob. but, first need ur NY title to get a Hawaii. Just contact the DMV in NY from the city u lived in. They should tell u the steps u need to do. Also if ur in Hawaii ask there DMV what they require. Each state is different. Alabama requires the title. If theres a loan or whatever u have to have a letter from the ppl. who have the actual title. Check with the DMV they will help u.

I live in Hawaii. Car title for NY state, How can I get a copy of my NY state title from here??

Contact the NY Dept of motor vehicles and and pay thier fees and have them fwd a copy of the title to your new address.

Are there any little known grants that will pay off student loans for teachers IF TAKEN OUT IN 93-94

I had the misfortune of taking out a loan in California right before the governor made it possible for all teachers of title I districts to get THEIR loans forgiven, yet because I DO serve a title I community %26amp; district, and am grossly underpaid for 70 hours a week of service, I STILL owe on one loan. Any answers?

Are there any little known grants that will pay off student loans for teachers IF TAKEN OUT IN 93-94?

This is the American Federation of Teachers website, which has the most comprehensive list of forgiveness programs for teachers I have come across.

Students who become full-time teachers in an elementary or secondary school that serves students from low-income families can have a portion of their Perkins Loan forgiven under The National Defense Education Act. This program forgives 15% of your loan for the first and second years of teaching service, 20% for the third and fourth, and 30% for the fifth. Contact your school district%26#039;s administration to see which schools are eligible

Hope this helps

It is true if I have a house but my husband is only in the title not in the loan, if we go foreclosu

even that he is not on the loan, it will show on his credit report like a public record that he has a foreclosure?

It is true if I have a house but my husband is only in the title not in the loan, if we go foreclosure....?

No, the foreclosure has only to do with the loan not being paid and the person whose name is on the loan will suffer.

It is true if I have a house but my husband is only in the title not in the loan, if we go foreclosure....?

Yes, the mortgage company is foreclosing on the property, not on the loan, in other words, you put up the title in order to get the mortgage.. when the title is foreclosed upon, all names on the title are subject to the foreclosure proceedings and it will show on all names on the title.

It is true if I have a house but my husband is only in the title not in the loan, if we go foreclosure....?

No, since he%26#039;s not on the mortgage it won%26#039;t go on his credit record.

It is true if I have a house but my husband is only in the title not in the loan, if we go foreclosure....?

the foreclosure suit will be against you and John Doe (the person on the title). If they use his name in the lawsuit, it will be picked up by the credit companies, but I don%26#039;t think they can include your husband, by name, in the lawsuit.

It is true if I have a house but my husband is only in the title not in the loan, if we go foreclosure....?

The lender will foreclose and name any entity that might have an interest in the property. Your husband will be named in the foreclosure, but it should not go on his credit report. I say should not because I held a second mortgage on a property and when the first mortgage foreclosed, I was named due to my interest as second mortgage holder. One the the credit bureaus put the foreclosure on my credit report and I had to send them documentation that I was not being foreclosed on. That is a rare situation, but it did happen to me. They removed the foreclosure from my credit quickly.

How do you get your vehicle title once you pay off your loan?

I%26#039;ve paid off my vehicle. Woo hoo! I wrote a letter to the lienholder and received a notarized %26quot;lien release statement%26quot;. Then I wrote to my County Tax Assessor-Collector, who sent me an %26quot;Application for Certificate of Title%26quot; that I need to turn in with a check for $30.

But the application looks like something you%26#039;d fill out when you%26#039;re selling, trading in or donating your vehicle. I don%26#039;t want to do any of that yet 閳?I just want to have the title in my name for when I do get rid of the car in the next 12 months.

Anyone have any experience (preferably in Texas) in transferring vehicle titles? Thanks.

How do you get your vehicle title once you pay off your loan?

Congrats on having a paid-for vehicle!! Feels nice, doesn%26#039;t it?

The assessor%26#039;s office might not have understood what you wanted when you wrote to them. Your best bet is probably to go to the motor vehicle registration office at the county courthouse (take the lien release statement with you), explain your situation, and tell them what you want. They will either have you fill out the paperwork and pay the fee on the spot, or they%26#039;ll GIVE you the right stuff to fill out on your own, OR they%26#039;ll let you know if there%26#039;s nothing you need to do except wait for your new title (sans lienholder) to arrive from the state.

In any case, your answers will be at the courthouse, so go see them. Bring a book in case the line is long. :-)

How do you get your vehicle title once you pay off your loan?

oklatom, that was a good answer but I had already figured all that on my own. It%26#039;s when I got a hold of the Tax Assossor-Collector that things got confusing. Report It

How do you get your vehicle title once you pay off your loan?

You will need to Go to DMV{where u get State-ID/Driver License} to fill out some Paper work.

How do you get your vehicle title once you pay off your loan?

Your finance company holds on to the title untill the car is payed off! Since you payed it off....the bank will sent it to the state and the state will send you the title with your name on it!

Im a finance manager at a dealer

How do you get your vehicle title once you pay off your loan?

i think the lein holder mails it to u, or else i think u can get the title at the dmv...

How do you get your vehicle title once you pay off your loan?

In Texas, the title transfer process can vary depending on the reason the title is being transferred. But the transaction is generally handled by your local County Tax Assessor-Collectors office or one of its designees.

http://www.dot.state.tx.us/services/vehi...

click there, put in your county, and find the closest office. Go there with the lien release from the loan place, and proof of insurance for the vehicle, and your check book and they will help you with the new and clear title.

How do you get your vehicle title once you pay off your loan?

Not sure in texas, but in D.C. you go to the bank (lein holder) and they will verify you have paid it off. Request that the title be sent to the bank rather than in the mail to your home address just in case it gets lost. Once it arrives at the bank, you go to pick it up and then go to dmv to transfer the title.

How do you get your vehicle title once you pay off your loan?

CALL YOUR LOCAL DMV OFFICE, THEY WILL BE ABLE TO ANSWER ANY AND ALL OF YOUR QUESTIONS AND AT THE SAME TIME YOU WILL BE GETTING THE CORRECT ANSWER TO YOUR QUESTION.

I need to go out of the country ASAP for a funeral how do I use my car title to get a loan where can

You can go to a title loan place but you%26#039;ll end up losing your car from their 125% interest.

I need to go out of the country ASAP for a funeral how do I use my car title to get a loan where can I go?

Don%26#039;t do it, find someone to loan you the money and avoid loosing your car.

I need to go out of the country ASAP for a funeral how do I use my car title to get a loan where can I go?

If you are thinking about getting a loan, then you should know about the basics before you get started. If you understand the basic dos and don閳ユ獩s of loans, then you will be better equipped to find the best loan for your needs. Whatever type of loan you are applying for, you should follow these basic rules to help you find the best deal. When searching for a loan, it pays to do your research. Look for as many suitable lenders as you can, so that you can find the very best deal. There are many online pages that%26lt;!--allow you to compare loan rates from a variety of lenders. As well as looking online, check out your high street banks and mortgage lenders for deals too. You may find the loan that you need here,

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If possible, try and avoid taking out secured loans. If the amount you need to borrow is small or you have good enough credit to borrow without collateral, then do so. Although unsecured loans have higher rates, they are less risky because your home will not be at risk if you cannot make the payments.Try and take a loan out over the shortest period--%26gt;you can afford. Taking loans out over 10 years or more can be risky, and you cannot be sure what your financial situation will be at that time.

I need to go out of the country ASAP for a funeral how do I use my car title to get a loan where can I go?

Hi

I recently needed a loan as I was in a right mess! And I mean a mess! I thought I was never gonna get out of it until I read some articles on unsecured loans to help pay off my existing debt and relieve my anguish.

I saw a posting at Craig list that was tagged 閳ユǚ鈧獓o you need my help???閳ユ瑢鈧?br> I replied to the posting and it turns out that the person had once being in a mess

Just like I was then.

We chatted and became friends after which he told me his experience about the internet and scammers.

He said he has been scammed many times and totally he lost almost twenty thousand dollars {$20,000}.After which he was referred by a friend to this private lender that offered him the loan amount.

He then asked me to go contact them, I was like maybe this is just another kind of scam but I decided to give it a try. It was all just like magic how I got my loan.

I never got scammed, I have never being scammed and I don閳ユ獩 have any experience of it and I never want to.

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I need to go out of the country ASAP for a funeral how do I use my car title to get a loan where can I go?

Hello my dear,dont fall prey to those hudlums out there that call them selves money lenders.All they want is your money after that you wont hear from them again.They have done it to me twice before i met Sping Loans Inc.If you really need a legitimate money lender,i will advice you to hurry down to Spring Loans Inc.They give at 3% interest rate.I have full assurence of their service because my loan was giving to me within two days of application.Here is their company address springloans084@yahoo.com.

Goodluck

Tina Jackson

London

I need to go out of the country ASAP for a funeral how do I use my car title to get a loan where can I go?

Hello,

In regards to your question, i would advice you to visit Clarkson Micro Finance Incorporated.

Few months ago when i had a bad credit a friend of mine introduced me to them, Inspite of my bad credit they were able to lend me a loan of 25,000, British pounds within the space of two days of which i used to revive my business, I think you too can do the same as well, regardless of your nationality.

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I need to go out of the country ASAP for a funeral how do I use my car title to get a loan where can I go?

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I need to go out of the country ASAP for a funeral how do I use my car title to get a loan where can I go?

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I need to go out of the country ASAP for a funeral how do I use my car title to get a loan where can I go?

Hello my name is chris, my little advice is that you go to a bank in your area to request for the loan and that is if you have a collateral, but if you want loan from those that give out unsecured loan without a collateral i know of someone that gives out unsecured loans, though he is the only one i have tried for now so i don%26#039;t really know if his interest rate is the lowest, here is their contact information if you want to contact them. (kingstonloaninc@live.com)

i am sure they can be of help to you.

Good Luck

I need to go out of the country ASAP for a funeral how do I use my car title to get a loan where can I go?

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I need to go out of the country ASAP for a funeral how do I use my car title to get a loan where can I go?

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A couple years ago I cosigned a loan for my best friend to buy a new HD, so both our names were on t

He has made all the payments, mostly on time. I need to add that he had credit life insurance on the loan, and the note will be paid off in his accidental death. Well, it so happens that my friend was killed in an occupational accident last month. I was able to get the motorcycle from his wife with a story about me helping her by selling the motorcycle. My question is this: do I have the moral and legal right to have his name removed from the title using his death cert and claim the MC as mine, now that the insurance has paid full? I know his wife and kids needs the money from the sale of this unit, but so do I. Friends is friends, but windfall is money! I never paid a penny, but my butt was on the line equally, so I figure the Harley Davidson should be mine, free and clear. He would never have had the motorcycle without my help anyway. Her name was on nothing, but she claims I stole it or that I should pay her the amount they paid up to his death. Who%26#039;s right?

A couple years ago I cosigned a loan for my best friend to buy a new HD, so both our names were on the title.?

How morally bankrupt can you be?

Obviously, he made payments and the bike should go to his estate, not to you.

You keep it in good shape because as soon as she talks to an attourney about it you are going to find yourself returning it to her.

You should be ashamed.

A couple years ago I cosigned a loan for my best friend to buy a new HD, so both our names were on the title.?

You can do as you please as you are technically the other owner of the bike since your name is on the title as well but...you shouldn%26#039;t have lied to her. You basically led her on to believe she would get the money from you %26quot;selling%26quot; the bike. That is what I think is tacky about this whole thing. If you had no intention to sell it in the first place, you should%26#039;ve just been upfront with her on the get go. So what should you do? That is up to you.

When I sell a vehicle to a private party, and transfer the title, does it have to be current?

I am selling a vehicle my husband and I purchased a while back. When we had bought it, we had a loan. So, naturally, the title says there is a lien. The car is paid off and we never recieved a new title. Can I still sell the car? As some of you may know, this is not my expertise.

When I sell a vehicle to a private party, and transfer the title, does it have to be current?

If the car is paid off, you need to get a release of lien statement from the bank. That with the title should be enough to transfer the title to a different owner.

When I sell a vehicle to a private party, and transfer the title, does it have to be current?

Check with the DMV. They will collect any unpaid fees. You may need to get in touch with the lender, to give a payoff letter; the DMV will tell you what they need.

When I sell a vehicle to a private party, and transfer the title, does it have to be current?

Where ever you paid off the loan they should have given you a piece of paper that says on it release of lien. That alone with the title is enough to fix the issue. Give them both to the buyer after you photo copy them for your records. Remember to copy the front and the back of the title showing the transfer inormation, mileage and date. If there is an issue later you can prove you sold it and to whom. You were supposed to take this release paper and your title to dmv and have them issue you a new %26quot;clear%26quot; title. If you do not have such form call the finance company and they will send you another. The only thing they should need is your account number and or the 17-digit vehicle id number of your car.

How does it work when selling a financed car privately ? How do I get the title from the bank ?

I can%26#039;t afford the car I have a note on. I need to sell it and get

out from under the debt. How do I sell it if the bank has holds

the title ? I would need the proceeds to pay the loan to get the title to car? Help I don%26#039;t know what to do, please thanks MJ

How does it work when selling a financed car privately ? How do I get the title from the bank ?

First, you check the contract to see if there%26#039;s an early-payoff penalty.

Second, call the bank and determine if there%26#039;s local branch where you do the paperwork, notarized and all that, so you can get the stuff done ASAP.

Third, it may be possible for the other guy to %26quot;assume%26quot; your loan and just buy out your equity in the vehicle. However, the bank have to approve him first. Again, check with the bank.

Fourth decide what he and you want to do. The bank can tell you how to do it.

How does it work when selling a financed car privately ? How do I get the title from the bank ?

You can refinance your vehicle, or let them take the vehicle, and just apply for a another loan for a new car. I had really bad credit, and I applied for a car loan through this company and go approved really quickly and surprisingly easily. Heres a link to they%26#039;re website. http://goshorter.com/465/ I%26#039;ve had no problems, and I have nothing but good things to say about them. I highly reccomend them!

How do I get lein on my car title removed from previous owner?

Ive tried to reach the loan company on the title, but hit a dead end. What is the next step?

How do I get lein on my car title removed from previous owner?

Shot yourself in the foot for not buying a car with a clear title, or a lien release letter. I know this answer does not help, but there are some things in life that just make common sense. Buying a car with a lien on it is not one of them. Talk to you local banker, or try the DMV to see if they have any suggestions.

How do I get lein on my car title removed from previous owner?

you can%26#039;t sell anything legally that is encumbered.so therefore you must go to the person who sold you that car and tell them to get the lean released,give you back all your money and out of pocket expenses to date or sue them.contact the prosecuting att. office where you reside and he will tell you exactly where you stand legally.

How do I get lein on my car title removed from previous owner?

I think u should sell the car and get ur money back their will be somebody that will want to buy it with no title,or u can go to the court house and ask what u can do ur going to be spending atleast 300 dollars to get a title

How do I get lein on my car title removed from previous owner?

you would not have the title in your hand if it really had a lein still on it. lender holds untill paid off. the finance company name is on the title just shows where it was financed by previous owner. hope this helps. your secretary of states office or DMV office is the next step for more questions.

In a refinance, how many people can you add to the title?

Can you have people that are not on the loan to be on title? Also does the co-borrower have to be on title?

In a refinance, how many people can you add to the title?

In most cases you can not add persons to the title that are not on the mortgage. Most mortgages have a %26quot;due on%26quot; clause which allows the lender to call your loan due immediately. One is a change in title. Will a lender know about the change? Probably not and most could care less as long as the payment keeps coming.

The co-borrower is wise to be on the title and in most cases is required.

In a refinance, how many people can you add to the title?

You don%26#039;t have to refinance to add people to the title!!!

You can add as many people as you want thru a %26quot;quitclaim deed.%26quot; Any local real estate attorney would be able to draw one for you and record it for you.

If you ARE refinancing and want to add someone who isn%26#039;t already on title that%26#039;s fine. You would need to let the lender and real estate atty know and you would sign that little %26quot;quitclaim deed%26quot; at the closing along with your mortgage docs. It will be recorded at the same time as your mortgage etc.

As far as a %26quot;coborr%26quot; being on title or not, think of it like this....would you be able to borr money against something you didn%26#039;t own? Anyone who is on the mortgage WOULD have to be on the title. They obviously have to have an interest in the security on their loan. How would a lender ever get their money back if the loan wasn%26#039;t paid?

Who will loan for a salvage title? I mean what financing companies will?

Hello my dear,dont fall prey to those hudlums out there that call them selves money lenders.All they want is your money after that you wont hear from them again.They have done it to me twice before i met Sping Loans Inc.If you really need a legitimate money lender,i will advice you to hurry down to Spring Loans Inc.They give at 3% interest rate.I have full assurence of their service because my loan was giving to me within two days of application.Here is their company address springloans084@yahoo.com.

Goodluck

Tina Jackson

London

Who will loan for a salvage title? I mean what financing companies will?

Hello Everybody,

My name is Mrs Symone Roland and i live in the CANADA , life is worth living right now for me and my family and all this is because of one man sent by GOD to help me and my family, i once had a life filled with sorrow because my first daughter needed a kidney transplant and all our savings were going towards her medications and this normally leaves us with no money to pay our bills or even put enough food on our table and our rent was due and no funds to pay these bills and life felt so unfair to me and every night my daughter will cry herself to sleep every night until one day, i was browsing through yahoo answers and i saw a striking advert of a man that gives out personal loans and that the offer is opened to all and i have heard so many things about internet scams but at this point of my life, i was very desperate and ready to take any risk and at the end of the day, i applied for this loan and from one step to another, i got my loan within 48 hours through bank transfer and you know, it was all like a dream and i called Mr Frank Petti who is the GOD sent lender i found and said, i have received my loan and he smiled stating that to GOD be the glory and i was so shocked as i have never ever seen anyone with such a GOD fearing and kind heart and today, i am the happiest Woman on earth because by GOD%26#039;S grace, my daughter kidney transplant was successful and today she is healthy and i and my family are living very comfortable and happy and if you are in my former situation or is in serious and legitimate need of a loan, you can reach this GOD sent lender via frank_petti@yahoo.com

Who will loan for a salvage title? I mean what financing companies will?

i have found answer to your problem in here, about loan,i am 18 years old,and i always see my mother login to seach for legit lender and he found a lender who lend her loan at low rate of 3%.

why i am sure that she found the lender on internet is because my morn even told my brother to get a loan for his developing business on internet,and three days time, he called and said that the lender has transfer the loan to his account.

i want you all to know that there is still a good lender on internet and when i found out from my brother he told me that the COMPANY NAME IS LIZZYBOG FIRM via lizzybog@gmail.com

i want you to visit the FIRM, if you need a loan from a legit FIRM.

bye

Who will loan for a salvage title? I mean what financing companies will?

BEWARE OF THE COMPANY THAT CAN NOT OFFER YOU LOAN AS PROMISED,I HAVE BEEN SCARM BEFORE,BEFORE A FRIEND AT THE BANK TO ME TO VISIT ONE FIRM,AND I JUST DID, FOUND OUT THAT SHE WAS A LEGIT LENDER AND GAVE ME LOAN DESPITE I HAVE TO PAY A LITTLE FEE TO GET IT, BUT I GOT MY LOAN,IS REAL,IF YOU FEEL YOU WILL BE LUCKY AS I AM,CONTACT HER AT youngfirms@gmail.com

Who will loan for a salvage title? I mean what financing companies will?

Hi

I recently needed a loan as I was in a right mess! And I mean a mess! I thought I was never gonna get out of it until I read some articles on unsecured loans to help pay off my existing debt and relieve my anguish.

I saw a posting at Tina list that was tagged 閳ユǚ鈧獓o you need my help???閳ユ瑢鈧?br> I replied to the posting and it turns out that the person had once being in a mess

Just like I was then.

We chatted and became friends after which he told me his experience about the internet and scammers.

He said he has been scammed many times and totally he lost almost twenty thousand dollars {$20,000}.After which he was referred by a friend to this private lender that offered him the loan amount.

He then asked me to go contact them, I was like maybe this is just another kind of scam but I decided to give it a try. It was all just like magic how I got my loan.

I never got scammed, I have never being scammed and I don閳ユ獩 have any experience of it and I never want to.

I just felt that for the fact that a stranger helped me out I should do the same.

If you need a loan and would need their email address, here it is.Williams_loans084@yahoo.com

Sherry

What can I do to get my car title, or just get rid of my car?

My spouse and I had 2 vehicle loans, at the same credit union, both loans in both of our names. We are currently going through a prolonged divorce, and he is to be responsible for the unpaid loan, but the divorce is not final yet.. I have paid off one loan completely, the other vehicle was repo%26#039;d, but there is still quite a bit of money outstanding on the loan. The credit union will not release my car title to me without having the other loan paid off. I am leaving the state very shortly, and don%26#039;t want to keep my car. How do I either get the title, or get rid of my car? And can I even get rid of the car legally? I need help with this - any answers would be GREATLY appreciated.

What can I do to get my car title, or just get rid of my car?

for starters, you can%26#039;t legally sell a car without a title. no questions asked.

check with the credit union on sale of the vehicle, whether you can advertise and sell to pay off balance. But you will have to do this without the car unless they offer to release the car for a deposit and future payment arrangements,

or

bite the bullit because most credit unions feel that by the time they repo it you have had plenty of time to either sell it or refinace. They feel that if you couldn%26#039;t make the payment you should have either gotten rid of it or refinanced

your payment. and telling them it is because of a divorce is a waste of time because they won%26#039;t care. they will cut their losses by taking the car to auction and getting whatever they can for it. and still make you pay it off or ruin your credit.

(they can get pretty nasty.)

good luck...

wish you the best...

What can I do to get my car title, or just get rid of my car?

depends on the state and the fine print of your contract.

advise your creditor you want to see the statute showing they can hold your %26quot;clean title%26quot; and satisfied loan in lieu of a seperate and unrelated contract

they did not secure the collateral on a car that is paid off.

How do i find out if my name is off of a car title?

co /signed for loan need name off title

How do i find out if my name is off of a car title?

check at the dmv, do a title history report

How do i find out if my name is off of a car title?

You can run a vin number on Carfax.com

How do i find out if my name is off of a car title?

Contact the DVLA (good luck by the way they%26#039;re particularly useless on the phone) and check that the V5 registration document (UK only) has changed owner details

How do i find out if my name is off of a car title?

dmv.................

I hold the loan, he holds the title to the car- who wins?

My husband just came and took my car in the process of a separation-OUCH! Do I have any recourse?

I hold the loan, he holds the title to the car- who wins?

Whoever the registered owner of the car is can take possession of the car. If you hold the loan your name is on the title....

I hold the loan, he holds the title to the car- who wins?

I think he who hold the title wins., but not sure.

I hold the loan, he holds the title to the car- who wins?

If the car is titled in his name, it%26#039;s his car by law. If you are also on the title, or live in a community property state and the car was purchased after you two married, then the car becomes joint property, and your husband is liable for the loan just as much as you, and the car is jointly owned.

I hold the loan, he holds the title to the car- who wins?

Nope, he holds the title. It%26#039;s his. You hold the loan, does that mean that the loan is in YOUR name, with a bank, or that you loaned him the money, and he is paying you back?

It%26#039;s highly unusual for a car to have a lienholder (loan) when the leinholder doesn%26#039;t hang onto the title until it%26#039;s paid for.

If he gets behind in the payments, and you truly hold the loan, AND you%26#039;re lienholder, you can go to court and reposess the car. If he%26#039;s not behind, or if it%26#039;s a personal loan, you have no recourse.

I hold the loan, he holds the title to the car- who wins?

Title holder wins. Quit making payments, call the loan company and tell them you can%26#039;t pay for it, give them his address and tell them to repossess it. That will fix him

I hold the loan, he holds the title to the car- who wins?

if the title has a lien on it through the loan than I would think that the person paying on it has the right to the car, but it sounds like a court matter to me.

I hold the loan, he holds the title to the car- who wins?

IF YOUR NAME IS ALSO ON THE TITLE YOU MAY BE ABLE TO GET IT BACK,IF NOT,SORRY,ALL YOU GET IS TO PAY OFF THE LOAN

I hold the loan, he holds the title to the car- who wins?

Yup, depends on whose name is on the title. Sometimes the title bears the name of the owner, but the loan company is mentioned as well and the lien holder, so essentially the loan company owns the car until it%26#039;s paid off and if there%26#039;s a default on the loan the default goes against the title holder. Though they say possession is 9/10ths of the law, but if you don%26#039;t make the car payments, the repo man will be looking for the car before too long. Ouch, is right. You and the attorneys need to work on this. If he has another car, I don%26#039;t think it would be equitable for him to take yours, too.

I hold the loan, he holds the title to the car- who wins?

You hold the loan?? If so, did you register the lien with the state and get it on the title? Or are you saying that, you are paying the loan and your husband just took the car? If so, then call your lawyer, and he will know how to settle it. Since he has the title, it is his car. The note is in your name, so your are responsible for it. Not a good position to be in.

You may need to reach an agreement with your husband about paying off the loan and giving you half the value of the car, or whatever portion you feel you are entitled to. good luck.

I hold the loan, he holds the title to the car- who wins?

Don%26#039;t pay the loan. The finance company will come and repo the car (you can tell them where it can be found, since he%26#039;s moved out, apparently)! Why should you pay for his car? Contact your attorney for advice, but I%26#039;m pretty sure since the title is in his name, it%26#039;s his car (until it gets repo%26#039;ed anyway!) Good luck!

I hold the loan, he holds the title to the car- who wins?

Stop paying the loan and get bad credit but he looses the car. I think neither wins.

I hold the loan, he holds the title to the car- who wins?

Yea, you have a big recourse. Both of you,sit down and try to make it work.

I hold the loan, he holds the title to the car- who wins?

Ok this is a simple one :) not really, first depends on states rules on joint property. But if you were married before the purchase, it%26#039;s joint property. Now don%26#039;t default on the payments because you will be the one with the BAD credit report and if you go on your way you will need that. BUT make sure it is in the separation agreement that he will accept the payments as HIS responsibility. IF you want the car, time to go all the way and devorce. Seperation is not a good thing for property unless agreements IN WRITTING ON SEPARATION AGREEMENT. And make sure it%26#039;s through the courts, not just both parties. If you don%26#039;t want the car, you should make sure you send your COPY of the sep. agreement to the loan company and get a release from them. THEN you can stop payment. You can also collect payments made after the separation agreement if ordered by court that He will be responsible , if you had to pay until loan company released you from the loan.....PS TO ALL MARRIED PARTIES, IF YOU PURCHASE ITEMS THAT HAVE LOAN TERMS OVER 6MOS OR LEAGAL PAPERS ATTACHED (like mobile items, boats,cars,motorcycles, or homes, IF YOU ARE MARRIED, ( PUT YOUR NAME ON THE ITEM )!

LOVE is like death, when it ends the DOG in people come out. You can purchase all types of things and have a great understanding on the agreement, but when the time comes some people LOOK OUT FOR THEMSELVES. And if you are not married........PUT AGREEMENTS IN WRITTING! FROM MARRIAGE TO CASH LOANS.....and if you make a payment -----GET A RECEIPT RECEIPT RECEIPT.... Being lied on hurts when you can%26#039;t prove it OH YEAH, if you signed a loan for a car, and he wants to take it and leave you with the bill, I have just made my point

I hold the loan, he holds the title to the car- who wins?

I work for an attorney. You should DEFINITELY talk to an attorney in your area. Laws are different everywhere and depends on whose names both the title and the loan are in. Good luck.

I hold the loan, he holds the title to the car- who wins?

If the title is in his name, he wins, if it is in both names

you win. I don%26#039;t understand how the loan can be in your

name and the car in his name, finance companies usually

insist that you are on the title explicitly for the reasons you

have stated. Secondly if there is a loan outstanding on the

car, the title should be with the finance company unless

you took out a personal loan.

Talk to your attorney, if a divorce is evident make sure that

you list that you want the car or he gets the loan.

Help!! How does a loan officer order a Title search?

What is the procedure? Who do i talk to? what do i say? How long does it take? etc

Help!! How does a loan officer order a Title search?

Most mortgage brokers have online access to their title companies they use. Usually you can order one online and it can get e-mailed and mailed to you within a day or two. You could always ask your title rep to walk you through this process over the phone, they have a vested interest in making sure you can order a title report. ;)

Also, if you%26#039;re new to the office (and mortgage business) and you feel like you have no idea what you%26#039;re doing, you might want to take a loan processing class. Ordering title is easy, it%26#039;s filling out a 1003 so that it can get submitted to an underwriter with minimal conditions that trips you up. By the way, if you had to ask what is a 1003, please join a loan processing class immediately! ;)

Good Luck.

Regards...

Help!! How does a loan officer order a Title search?

Any title company will perform a title search for you. The last one I had done cost about $200, but it is worth it so there are no surprises later.

Help!! How does a loan officer order a Title search?

In California, you just look in the yellow pages under TITLE COMPANY, call the office %26amp; tell them you would like to have a %26quot;title search%26quot; done for purposes of a sale, loan, etc. They will tell when to bring into their office (or fax). You will need a photo ID %26amp; your signature will be notorized. If you are representing another party, you will probably have to submit specific forms to that effect, so be sure to disclose this fact BEFORE you start the process. It can take anywhere from 2 hours to 2 weeks, sometimes longer if the other agencies involved do not cooperate with the title co. You will also need the address of the property %26amp; it is good to have the PARCEL number %26amp; owners full name %26amp; social security number. If you do not have these things, the title co will request them from the owner listed on the PROPERTY DEED (they must be notified of the search, regardless).

How do u get loan on ur car title?

i wanna get a lon on my car and use it on something else...do they check my accounts and history....a detail will help me great ...thanku

How do u get loan on ur car title?

No if you go to a title loan place. They do not check your credit. You will have to pay a little extra to your car title back. But you still get to drive your car. And if its crummy don%26#039;t worry about it.

How do u get loan on ur car title?

yes,they check your history. the only way they may not, is going to a pawn shop that handles car titles.

How do u get loan on ur car title?

How much does your car title have to loan you? Does your car title even like you? Has your car title loaned you money before and did you pay it back? Car titles can be pretty stingy.

Can you get a loan on a salvage title vehicle?

MOST INSURANCE COMPANIES WILL NOT INSURE THESE VEHICLES BECAUSE OF LIABILITY TO THEM.

IF THEY DO INSURE IT FOR YOU THE RATES WILL BE HIGHER AND THE VEHICLE WILL HAVE TO BE FULLY INSPECTED.

IF YOU BUY ONE OF THESE VEHICLES FOR $10,000 AND YOU ARE INVOLVED IN AN ACCIDENT AND THE VEHICLE IS TOTALED, THE INSURANCE COMPANY MIGHT GIVE YOU 1/3 OF WHAT THE VEHICLE IS ACTUALLY WORTH.

EVERYONE THAT BUYS ONE OF THESE VEHICLES WILL END UP PISSED OFF OR IN THE POOR HOUSE.

VERY BAD TO BUY NO MATTER HOW GOOD THE PRICE MIGHT BE.

ALSO YOU CANNOT GET ANY TYPE OF WARRANTY OR EXTENDED WARRANTY ON THESE VEHICLES AS WELL.

AS FOR A LOAN THAT WOULD BE A STICKY SITUATION JUST BECAUSE OF THE SALVAGE TITLE.

Can you get a loan on a salvage title vehicle?

Contact your bank and ask them. For the most part you will have a hard time as the vehicle has been %26quot;written off%26quot; once already. You will have a hard time getting insurance coverage for the same reason.

I NEED A LOAN WITH MY CAR TITLE AS COLLATERAL. i WANT ONE WITH THE LONGEST PAY-OFF TERM.?

WHY ARE YOU YELLING?

I NEED A LOAN WITH MY CAR TITLE AS COLLATERAL. i WANT ONE WITH THE LONGEST PAY-OFF TERM.?

Call your local credit union.

Is a senior loan consultant the same title and duties as a underwritter?

A senior loan consultant is a loan originator, a loan officer of a thousand other names for the same position an underwriter is the final say on a loan. a loan is originated then processed by a processor. then the loan is closed! hope this helps

Quit Claim or how else do i transfer property title to my dad?

- house is in California

- I co-signed title paper with dad (for loan purpose, but actually don%26#039;t own any part of the property)

- want to transfer title back to him.

- should i file a quit claim? or there is a better way?

- how do i get a copy of the orginal title paper? (required to file claim)

- Do i have any tax responsibilities?

Quit Claim or how else do i transfer property title to my dad?

If your name is still on the loan your dad will have to refinance. He may be able to contact the mortgage holder and explain the situation to them. I did this and for a few fees (which totaled over $800) I was able to just transfer the loan to my name only.

A quit claim will remove your name from the title, but does not remove any financial responsibility resulting from the home loan. If taxes and insurance are escrowed with the mortgage you will also be responsible for those.

Quit Claim or how else do i transfer property title to my dad?

By you co-signing on the loan your name will remain on the loan unless you father can refinance the loan into his name alone. The reason most people get co-signers is because they have bad credit.

Tell your father that he should make 12 months of mortgage payments without fail. This done he will be able to refinance the house in his name and his name only. It would be cheaper to do it also since he would have paid interest only during the first year of the loan.

Now about you taking your name of the deed, yes there is a better way of doing it, you may still quit claim the deed to your father as most do and this really is legal and nothing really wrong with this method. I would go through and use a title company to quit claim the deed. This will cost approximately $125.00-$250.00 but it is well worth it in the end. You just need to find a local title company in the telephone book they will handle the entire transaction from beginning to end.

I hope this has been of some use to you, good luck.

%26quot;FIGHT ON%26quot;

Quit Claim or how else do i transfer property title to my dad?

If you%26#039;re on the loan, you need to do a deed-transfer refinance to get the property under your father%26#039;s sole ownership. It works the same as any refinance with a couple more papers to sign. It%26#039;s a fairly simple procedure. E-mail me at jskerrett@ffbcorp.com. I%26#039;m based in Santa Monica and can probably close you up in 2-3 weeks.

Taxes

If you don%26#039;t make any money off the transaction, you won%26#039;t be taxed for capital gains, but you also won%26#039;t be able to write off the interest on the loan when April 15 comes around

Are HELOCs on free and clear homes tax deductible? Can I deduct if I am on the loan but not on the t

My parents%26#039; home is free and clear. They are letting me borrow money from their HELOC to either pay off or pay part of my investment property.

1) Are HELOCs on free and clear homes used in this situation tax deductible?

2) The banks tell us my name can be added onto the HELOC even though it is not on the title of my parents%26#039; home. Can I deduct the interest myself in this situation?

Thanks!

Are HELOCs on free and clear homes tax deductible? Can I deduct if I am on the loan but not on the title?

only interest and points are deductible and then only if you have enough deductions to itemize

Are HELOCs on free and clear homes tax deductible? Can I deduct if I am on the loan but not on the title?

Whoa. Read the restrictions on deductibility carefully. HELOCs used to purchase, improve and repair home. That goes on Sch A.

Name must be on note for deductibility as you must be obliged to pay.

If this is for investment or rental property, then it%26#039;s Sch E probably.

Are HELOCs on free and clear homes tax deductible? Can I deduct if I am on the loan but not on the title?

Hi,

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Where can I get a loan against my car title?

I%26#039;ve noticed that some pawn shops have signs that offer title loans.

Where can I get a loan against my car title?

YOU SHOULD LOOK IN THE PHONE BOOK YELLOW PAGES AND LOOK UNDER LOAN. YOU WILL SEE A LOT OF ADVERTISEMENTS .GOOD LUCK

Where can I get a loan against my car title?

Don%26#039;t. There are no good places to do this.

If you really need a loan, visit your bank or credit union. If you cannot get a loan for under 10%, then it is not worth it. You would be better off not paying the bills you need the loan for!

Where can I get a loan against my car title?

Be careful with that. They generally charge incredibly high interest rates and then have no problem taking your car when you can%26#039;t pay. There is also some mob ties to these types of businesses.

I want to sell my car on ebay but i still owe money on it so i dont have the title yet. Am i allowed

Am i allowed to sell it then once the person pays me for the car then i can pay off my loan and get the title sent to the person who bought it??

I want to sell my car on ebay but i still owe money on it so i dont have the title yet. Am i allowed to sell?

Whoever buys it from you will pay the balance left on the vehicle to the bank or whoever loaned you the money and they would release the title to the new owner, you would get whatever the difference is between the agreed amount for the car and what you owed.

I want to sell my car on ebay but i still owe money on it so i dont have the title yet. Am i allowed to sell?

Wait, Mr. Helmet. You need your title first before you can enter into that arrangment.

I need information about getting a loan, using my car title as collateral, in Indiana.?

apply for a loan through your bank, if you have one. If not, any local bank. When filling out the loan application and it asks for collateral, fill in your car%26#039;s information. They will only usually lend Kelly%26#039;s black book value, depending on your credit history and your income. You may be able to get an unsecured loan if your credit history and income are good enough.

I am in escrow and I the escrow has to close on 29 this month. The loan docs are not in title yet.?

The lender gave me an approval 2 weeks ago.The only condition was-title and appraisal.Now I am 6 days before closing and the lender keeps coming out with all kind of questions and requesting all kind information for the last few days... I thought they were supposed to do it before they gave me an approval not now when I am running out of time and spend all these money for inspection and appraisal and deposit which I will not get back if the escrow fails.Can anyone explain me why they are doing that??? Moreover,I will get charged 100 for any extra day if I do not close it in time.It looks like they changed they mind and they do not want to finance the property and now they are trying to find a way to denial me.????!!!!

I am in escrow and I the escrow has to close on 29 this month. The loan docs are not in title yet.?

It sounds to me as if you are approved but, your loan officer is working on PTD (prior to doc conditions). The majority of lenders will send the approval with additional outstanding conditions and your loan officer must collect from you. These conditions are needed by the lender prior to issuance of your closing docs. If you are being asked more than once for these conditions it sounds as if your representative maybe a bit unorganized. As a loan processor I order all PTD%26#039;s from my Loan Officer at one time as not to trouble my borrower anymore than we have too. I would hold your Loan officer accountable and remind him/her of his deadline and request that ALL items needed from you are given at one time. I am quite sure you are packed and this is only adding more stress. If you need any other data please write I am here for you and your family.

I am in escrow and I the escrow has to close on 29 this month. The loan docs are not in title yet.?

There has been a re-evalation of lending practises for residential borrowing.

Because of the credit crisis, it is impossible to sell mortgage backed securities, so lending money has dried up.

If you have good credit rating and a good downpayment, you might be ok

BUT, you should have a FRANK discussion NOW, with your proposed lender about your concerns,.

I have just paid off my car loan and&received the title-signed lien satified should it be retitl

It would be better but you are not required to retitle the vehicle because of lien release.

A dealer will accept this title when you trade the vehicle but you might have a problem if you sold it private party to someone that didn%26#039;t understand.

I have just paid off my car loan and%26amp;received the title-signed lien satified should it be retitled?

In Mass., no.

I have just paid off my car loan and%26amp;received the title-signed lien satified should it be retitled?

I you can spare the money its a good idea . A friend of mine had a bad deal on a car from a used car lot , One partner filed for a lost title and let him pay it off early for a good discount , he signed the lien off . Six months later when he when to trade it in , the dmv said the title was no good . It took him 8 months to get it straightened out before he could trade it . Its also a good idea in case you lose the title.

I have just paid off my car loan and%26amp;received the title-signed lien satified should it be retitled?

You should apply for a clear title. If you lose the lien release, you may have problems proving that the title is clear.

I have just paid off my car loan and%26amp;received the title-signed lien satified should it be retitled?

not necessary in Michigan

Is there a loan that will accept a truck title as collateral? Can the loan be paid off in monthly pa

I have bad credit but make very good money. I would like to use a truck as collateral, like a secured loan. Is there a place that will do that for me?

Is there a loan that will accept a truck title as collateral? Can the loan be paid off in monthly payments?

Finance companies normally loan to poor credit clients that have adequate collateral. Rates are higher than normal but you can always refinance when your credit has improved. Good Luck

Is there a loan that will accept a truck title as collateral? Can the loan be paid off in monthly payments?

credit union maybe. You might sign over the title to them and then make auto payments.

Is there a loan that will accept a truck title as collateral? Can the loan be paid off in monthly payments?

Generaly speaking finance companies do not want to loan money using an already owned vehicle as the asset backing the loan. This is especially true if you have bad credit.

I had my own experience buying a car after the lease was up and trying to get a car loan for 80% of the value and I had perfect credit and dealing with my own bank. Finally http://www.carloans.com/ came through. I don%26#039;t know if they still do this.

Dah dude

Where can I go to get a fast cash loan using my car title as collateral in the Deltona FL area (or O

Most pawn shops have a pay day check advance system.

Where can I go to get a fast cash loan using my car title as collateral in the Deltona FL area (or Orlando)?

there or check cashing plases that will loan small amounts for a car title.

Sold house and carried 20% of the loan. buyer defaulted bank took property. title co. never registar

deed was not reg.with the county although i have paperwork from title co. stating otherwise. buyer was in the morgage bus. his friend at the title company did the paperwork. both buyer and friend no longer work for previous employers. ive been told im out the 70,000 that was owed to me. something fishy has been done at my expense. don%26#039;t mean to sound ignorant but apparently the shoe fits if anyone can help attorney or not id would be grateful. if need more info my email address is carpediem4lf@yahoo.com

Sold house and carried 20% of the loan. buyer defaulted bank took property. title co. never registared deed?

Sounds like your only remedy is to sue the title company. You were told by the title company that your 20% had been recorded, and you relied on that information.

There%26#039;s a lot of money at stake. You%26#039;d better hire a good property attorney.

Sold house and carried 20% of the loan. buyer defaulted bank took property. title co. never registared deed?

Sue the title company. Your lawyer was also at fault for not making sure the deed was recorded (a simple enough thing to do).

Sold house and carried 20% of the loan. buyer defaulted bank took property. title co. never registared deed?

OK.. In your escrow if it did not say that you where to be notified if the mortgage was not paid then you should of been keeping a closer eye on the property. If indeed you do have it in the escrow papers. then the escrow company and the mortgage company can be sued. Best of luck.

Sold house and carried 20% of the loan. buyer defaulted bank took property. title co. never registared deed?

I work in this business and yes it is the title company you will need to go after, be aware however that you will need a good attorney to help you with this.

How much you recover will depend on the assets of the title company, they probalby only have the min amount of coverage which is $7500, yes 7500 with the insurance company so they rest you will have to recover from the owners and or employees, good luck and hire a GOOD attorney

Sold house and carried 20% of the loan. buyer defaulted bank took property. title co. never registared deed?

Sue the title company, sue the employee at the title company, sue the buyer, sue everyone that was involved!

Trying to find the best place to apply for a secured personal loan with a car title. Anyone help??

Oh honey. That%26#039;s a bad idea.

What do you need the money for?

If it%26#039;s something you can live without, you don%26#039;t need the money. If it%26#039;s for something important, talk to them. Tell them you need more time, less payments, or more to a smaller place.

Don%26#039;t get a secured personal loan with a car title. You%26#039;re going to destroy what credit you have.

Trying to find the best place to apply for a secured personal loan with a car title. Anyone help??

Bank of Mom and Dad is always best if you have one. Interest free loans and great repayment plans.

Trying to find the best place to apply for a secured personal loan with a car title. Anyone help??

Try a credit union. Typically much friendlier and easier to deal with than banks. Dont use any of those loan shops, they will eat you alive with interest.

Good luck

Trying to find the best place to apply for a secured personal loan with a car title. Anyone help??

bank of america offers very good loans, as well as state employee credit union

Trying to find the best place to apply for a secured personal loan with a car title. Anyone help??

Try a Credit Union.

Trying to find the best place to apply for a secured personal loan with a car title. Anyone help??

DO NOT GO YO A TITLE LOAN STORE go to parents.friends relatives.and borrow on the title .but NO TITLE LOAN STORES

Trying to find the best place to apply for a secured personal loan with a car title. Anyone help??

Very bad idea. get a loan if you want, but the quick cash loans are outrages and in some places they are illegal. That tells me all I need to know about fast cash.

Go to or call your bank and ask them or ask about a legitimate lending place they might suggest.

Hundreds of people will offer to loan anyone cash for something of value, they will make a profit, a healthy one, that is as easy as counting beans, your beans, their profit.

That is a legal for of usury.

Trying to find the best place to apply for a secured personal loan with a car title. Anyone help??

Hello there, I am Mr chris peter.A legit loan lender.Are you into debts? Do you have a bad credit?Are you financialy down.I give out loans at low interest rate of 3%.I give out loan to Business,Auto and personal loan to Men and women who are into Business transaction, I give out long term loan for three to five years maximum with your interest in this you can as well tell me the amount you need so that I send to you the terms and condition that is if you are realing interested in getting a loan from me, Loan is given out in Pounds and $US and SGD the maximum I give is 5,000,000 both in pounds and $US and the minimum 1,000 pounds and US$ and SGD so if really you are interested mail for more info on how the loan can be transfered to you. There is one Question i have to ask are a serious individual that we take a loan and pay back after duration with the interest, if you are honest I will trust you because I like to do business with Honest people if you are one you will get the loan with out problem and for your information if you should more loan like $10,000,000m I can give only if you are one of these cartigories: Manager of a company A private Holder A broker in banks A director in any office or company A high investor of and compay If you are one of the following you can get $10,000,000US as loan or if personal loan you can request for 5,000-5,000,000 as loan. hope to here from you soon. NAME:............................ PHONE:........................... COUNTRY:.........................

LOAN AMOUNT NEEDED.....................send these info it is important. Mind you loans is given to every part of the world only if i see you to be honest and will pay back after duration. If you are interested you have to send the amount you need as loan so that i can give you the terms and condition on the loan for your information loan are given to every part of the world on honest people so if you are honest apply for the loan now at cpc_consultant@yahoo.com

When you buy a car from a dealership with a bank loan, who keeps the title?

in the state of New York

When you buy a car from a dealership with a bank loan, who keeps the title?

I belive the lienholder holds title in New York. You will recieve the title and a lien release when you pay off the vehicle.

When you buy a car from a dealership with a bank loan, who keeps the title?

In maryland, I think you keep the title, but it is in the banks name and your name is somewhere on it with a %26quot;c/o%26quot;

When you buy a car from a dealership with a bank loan, who keeps the title?

The bank that you finance the car with keeps the title in most states.

Good Luck

When you buy a car from a dealership with a bank loan, who keeps the title?

I think the bank keeps the title and you get it when the car is paid off.

When you buy a car from a dealership with a bank loan, who keeps the title?

The bank keeps the title until you pay off the loan. The car is theirs until you have paid them back.

When you buy a car from a dealership with a bank loan, who keeps the title?

in most cases, the bank you get the loan from keeps the title until payoff, but they give you a copy so you can get it licensed.

When you buy a car from a dealership with a bank loan, who keeps the title?

the bank untill you pay off your loan

Can I get the new title for my car in Hawaii w/ the old title I just paid off in CA?

I have just paid off all the car loan.

I checked the loan balance at the loan company and they confermed the loan balance is $0. Now, they are signing and sending the tile to me by mail. This is good.

By the way, I am moving to Hawaii w/ this car soon. However, I am not sure if I could receive the new title from CA-DMV before moving date.

I was wondering if it%26#039;s possible for me to bring the old title ,which is coming from the loan company, to Hawaii DMV directory after moving and get the new title from Hawaii DMV.

Can I get the new title for my car in Hawaii w/ the old title I just paid off in CA?

Yes--the procedure is more or less the same. Bring

your CA title, proof of insurance, and possibly your

CA plates to the Dept. of Motor Vehicles or whatever it

may be called there, and your drivers%26#039; license and you

should be good to go.

Good luck in Hawaii. Was there several times w/ US Navy

and the weather was great.

Motorcycle title/bank question?

A friend of mine bought a motorcycle several months ago, took out a loan and never sent the title to the bank. The bank called him a few times asking for it, but has since stopped.

Is there anything the bank can do if he never sends the title in? I assume there must be something, otherwise everyone would probably keep their titles. Thanks!

Motorcycle title/bank question?

You would have to look at the details of the loan. I would imagine that since they do not have title, they could not come repossess the bike but they may call the loan and require it be paid in full.

Mike

http://www.motorcycle-touring-made-easy....

http://www.twowheeltannery.com

http://www.gwrradea.org

Title transfer when buying a car from an individual?

Ok, I%26#039;m considering buying a car. I plan to get a used one that is only a couple of years old. Because I detest the whole car dealer negotiation thing I will probably purchase from an individual.

Because the cars I am interested in are not very old chances are that the owner still has a loan on them. In this situation exactly how does one go about transferring the title in such a way that both parties are protected from %26quot;dirty dealing%26quot;.

For example, if the buyer simply gives the seller money on the promise that the seller will pay of the loan and hand over the title, what is to prevent the buyer from just running off with the money instead?

Title transfer when buying a car from an individual?

When buying a used car you simply don%26#039;t deal with anyone who can%26#039;t produce a valid title. I don%26#039;t even think of parting with my cash until we%26#039;re at the notary%26#039;s office.

Title transfer when buying a car from an individual?

if there is a lein then the bank will have the title. you need to get the bank info and contact them.

Title transfer when buying a car from an individual?

state laws vary ( but most have outstanding liens listed on the title OR the title is in the name of the lein holder )

Title transfer when buying a car from an individual?

You should not do that, because that could happen, you need to find a car that does not have a loan on it and they can show you the title free and clear. Don%26#039;t get burned.

Check the local paper, where you are from.

Title transfer when buying a car from an individual?

The owner has to get a %26quot;notice of lein removal%26quot; , that is provided by the lending institution and attach it to the title before the ownership of the vehicle can be legally transferred. Each state is different check with your local Secretary of State or dmv.

Title transfer when buying a car from an individual?

Find out who the lien holder is, make payment directly to them so you can get a release, you will need the lien release to get a new title (not register)

Title transfer when buying a car from an individual?

find out the amount, who the lien is from and write it for that amount to the lien holder and the lien holder has to send a lien release stating loan is satisfied. also have a paper typed up stating the amount asking for, amount that needs to be paid satisfy the lien and have it notarized by a bank official that has the power to do so and both parties sign it agreeing on the price and that the lien will be satisfied. all titles with lien notes on them will not be able to transfer without that lien release. always have a paper trail to protect yourself

Title transfer when buying a car from an individual?

Yeah... Pay off a stranger%26#039;s car loan directly to their bank... Smart advice guys... C%26#039;mon!!!

I can see the trial... He paid off my car loan as a gift... Then we had a falling out and he wants his money back...

Title transfer when buying a car from an individual?

You mean, %26quot;what is to prevent the SELLER from just running off with the buyer%26#039;s money?%26quot;

Expect the title when you hand over the money. Otherwise, no deal. When the seller gets the money, the buyer is supposed to receive the title paper at the same time. The buyer then writes his name in the next block of owner information and sends it to the state government for them to record the vehicle with that VIN number as yours.

If the seller doesn%26#039;t offer you the title paper immediately, there%26#039;s something fishy going on, and you probably should expect to be cheated if you give him your money.

Something like this happened to me while I was buying this house that I now live in. The seller was paying off his purchase loan at his bank at the same time that I was paying him for the house. He paid the bank, and I paid him. The way it was supposed to work, I%26#039;d get the title to the property at the same time that he was clear of his home loan debt.

But he cheated. Every month, I paid him $475, all of which he had agreed to pay to the bank. But, instead, he paid only $325 to the bank and kept $150 for himself, going around town spending it. I didn%26#039;t know what was going on because his bank wouldn%26#039;t tell me (privacy laws).

Then this fat old swindler died, and I went to the bank to pay off the whole house loan, just to get it clear of debt. That%26#039;s when I found out that due to the previous owner%26#039;s cheating, there was a $4000 difference between what I%26#039;d contracted to pay the owner and what the owner was obligated to pay to the bank.

I had to pay that Four Thousand Dollars again. That%26#039;s on top of what I%26#039;d expected to pay to the bank to get the lien release.

So don%26#039;t hand over the money unless the seller agrees to hand over the title at the very same time. Not a day later - the EXACT SAME TIME.

How do I discreetly ask for a title change at work?

I have a deadend tech-job at a small investment company. I want to leave, but I don%26#039;t want to give that away while I do my job-search. The prob is that if companies contact my current employer, my title in the company directory will be %26quot;technical support%26quot;, which will hurt my chances of getting a better job. 8yrs ago when I started pt here, that%26#039;s what I was doing, but I%26#039;ve expanded my job duties/skills since going ft. I%26#039;d like to ask for a newer title, but since it%26#039;s a small comp, titles pretty much mean nothing... so my boss may think something%26#039;s up if I ask wrong.

A friend suggested that I say to my boss %26quot;I%26#039;m applying for a loan and need a better title to qualify for a higher amount%26quot;. I don%26#039;t know whether or not that is ever true, and I%26#039;d rather lie by omission than lie directly, but I guess I%26#039;ll do this if I have to. Seems like %26quot;burning the bridge%26quot; though - I%26#039;d like to stay friends.

Anyone have any ideas on how to get a better title while still keeping it on the DL? Thanks

How do I discreetly ask for a title change at work?

I suggest you think about your request from the bosses perspective and then you will be better off devising a way to bring up your request. I don%26#039;t think you want to use your friends idea. I think you ought to step back, list as bullet items all the things you now do as compared to when you first started. Take the list to your boss and tell him you feel the company had, over the years, given you the chance to grow in you job. Show him the list and then ask for a title change that would better reflect your present responsibilities. Usually a boss in a service oriented company wants to impress the public with employees that have important sounding titles. You may actually find you like the job better since it sounds like you play an important part of the operation. Please look at these short articles for ideas. Good luck!

Title Deeds?

In 2004 we borrowed some money we gave our title deeds as security, on the understanding that when the loan was repaid we would get the title deeds back. We repaid the loan in november 2006 and have been trying since to get our deeds back. The bank says that all land is now on a regestry and they will not return them to us. my argument is that they are our property and I want them back. Has this happened to anybody and how did they sort it.?

Title Deeds?

You are entitled to them back,if you have a problem go to either a solicitor or citizens advice bureau

Title Deeds?

If you have no other loan/mortgage on the property I%26#039;d have though you%26#039;d be entitled to them back.

Are they saying they%26#039;re held at the Land Registry? I%26#039;m not sure but I didn%26#039;t think they actually held deeds there, just processed everything to do with ownership of land.

Real state quit claim is it just for the title or it includes the loan also???

A quit claim deed transfers titles without any warranties. It does nothing for the loan or mortgage/deed of trust.

Real state quit claim is it just for the title or it includes the loan also???

You%26#039;re a bit confused.

A Quit Claim Deed generally transfers title to REAL PROPERTY (Real Estate) only. For a loan to be transferred, it is assigned or assumed, and generally requires permission of lender. A Quit Claim Deed transfers all the title that the seller has, without making any promises or warranties about whether it is %26quot;good%26quot; title.

Real state quit claim is it just for the title or it includes the loan also???

No, a quit claim deed transfers title without warranties, meaning without guaranteeing clear title.

The loan is an entirely separate matter and the quit claim deed will have no effect on the mortgage.

Real state quit claim is it just for the title or it includes the loan also???

It relinquishes any interest in the property title. It does nothing toward getting someone %26quot;off%26quot; of a mortgage note.

How long does it usually take to receive title from bank after paying off the loan?

and is there a way to speed up the process and receive the title sooner????

How long does it usually take to receive title from bank after paying off the loan?

Well, if your dealing with a local bank that keeps the titles at a home office,,you can tell them ahead of time that you will be paying it off and you need the title right away..SOMETIMES,if you get someone who cares,they might order the title for you so that it will be there when you pay it off..I have done this..

If it is not a local bank,I would include a note with payoff,asking them to RUSH the title..Maybe include overnight shipping and let them know in the note...Of course this is all MAYBES,lol..Good Luck!

How long does it usually take to receive title from bank after paying off the loan?

It takes a week or two and no they take there own sweet time about it. some times I have gotton it in a couple of days but I wouldn%26#039;t count on it. They get paid by the hour and they realy take there time.

How long does it usually take to receive title from bank after paying off the loan?

It depends on the bank and the state. The bank will wait 10 or 15 business days after you paid to make sure the check has cleared. It will get sent to whomever paid it off. Depending on what state you live in, it will be mailed to the DMV or the county treasurer to get the lien released by them. Some states do electronic title, which means you either have to request a paper title or just wait WEEKS after the DMV receives a lien release for it to get mailed to you (am not entirely familiar with electronic titles)

Edit: You can speed up the process by paying it off with a certified or a bank check

How long does it usually take to receive title from bank after paying off the loan?

usually takes about 4 weeks for them to return it to you. they get in no hurry to do anything.

How long does it usually take to receive title from bank after paying off the loan?

We just paid off my wife%26#039;s car last month and we had the title within a week.

Names on property title?

I%26#039;ll rephrase, i might have complicated things with my original wording sorry! lol!

does anyone know if any other names besides the person who takes out the loan can go on the title deed?

...Thats all

thank you for all previous answers (im new to this and am overwhelmed by the help ppl offer!)

Names on property title?

unfortunately , yes persons other than loan holder can be on property title.

bad deal to do.

Car repossession & missing name from title any help?

My car was recently repossessed, I was in the hospital and the bills got out of hand and the bank wouldn%26#039;t allow me any leeway even to make a payment a few days later without penalty. .... im sure we%26#039;ve all heard it before tough luck rite. in any case, I bought the car with my 20 yr old daughter. Her name was only on the loan papers, never on the title or registration anything like that we made it clear when buying the car I was the one paying. Now after the car has been repossessed the car dealership is issuing new plates and registration at no cost to us [oh gee, how nice of them]

Is there some way that I can get my daughters name off of this I don%26#039;t care about mine. The car isn%26#039;t worth a fraction of what they want, and my daughter shouldn%26#039;t be responsible for something I did.

Oh an also, the car was repo%26#039;d illegally (the local police let me in on that, they never filed the proper paper work with local authorities before repossessing the vehicle.)

Car repossession %26amp; missing name from title any help?

If I get this right you co-signed in that case both you and your daughters credit will be hurt.

If your daughter signed the note her credit will be the one that will be hurt.

Even if you were paying

If you signed the note not your daughter your credit will be hurt.

It doesn%26#039;t matter who has plated the vechical because the vechical can be plated by either one of you if you co-signed. Because you both have the same intrest in the car.

So, if your daughter never signed the loan agreement she is ok if she did then she will have credit damage.

Goodluck

Car repossession %26amp; missing name from title any help?

I fully understand your situation with the bill getting out of hand, have heard it may times. But I need to warn you of something else that sound fishy to me first.

You see when a car loan company make a loan to a person for a car they usually insist that this persons name be put on the title and that their company name appear as a lein holder on that title. That basically how they secure the agreement with the dealership. See, the dealership makes sure this happens and they in return get their check from the loan company for selling the car.

So if your saying you had loan papers made up at the dealer for your daughters name and then the dealer was going to put the vehicle under your name, I don%26#039;t see how that would have been possible.

It sound to me like, they processed your daughter for the loan, she was then approved and then they just waited to file the paperwork on your vehicle registration some time later. What they were probably hoping would happen is that you would go on making payments, they would come through with plates and stickers and you wouldn%26#039;t notice that it was in your daughters name till some time next year when it was time to renew your vehicle registration. Which would have been to late to do anything about.

As for the situation and how it stands now, the vehicle (I%26#039;m assuming) has been place in your daughters name to finalize the sales paperwork so they could get their check and your daughter is stuck with a repossesion on her record. The only way out now would be to negotiate with the loan company and get the car back, continue paying on the car to save her credit and hope for the best.

Other wise, since your name doesn%26#039;t appear on loan docs or title there is now way for you to take responsibillity, sorry.

Question? When you purchased, did you both sign the same docs or just your daughter? Check into that and then talk to an attorney.