Can i get a loan in pa using my rv title as collateral?

As long as it is worth enough (LTV will probably need to be less that 80-90%), you have the income to support the loan, %26amp; acceptable credit, why wouldn%26#039;t a bank give you a loan?

I have a car title in my name and my sons name. Have a new loan with just his name on it. How do I t

Basically I am just wondering how to change the title into his name, without paying unecessary taxes.

I have a car title in my name and my sons name. Have a new loan with just his name on it. How do I transfer?

you need to go to the dmv with the title in hand and your son they will show you where to sign and what form to fill out just say you are giving it to him as a gift and there should be no sales tax on it, but you will have to pay a small titling fee

I have a car title in my name and my sons name. Have a new loan with just his name on it. How do I transfer?

It all depends on #1 if you have the title in your hand #2 how it is worded on the title. If is says your name or your sons name it is simple. (Example Tom Smith or Tommy Smith) all you would have to do is on the back of the title You would fill it out like he is selling the car to himself. That is the easy way.Differentt states havedifferentt laws however and I know for sure that you can not sign the title over to him if you are in a loan. The reason why is because you do notactuallyy own the car if you have a loan out on it still the bank that loaned you the money does. I would contact your Local officials to get the best answer for your state or your local car dealer. :)

If I am on title on a home, can I be added to a home loan without refinancing?

This is if I am on title, credit scores are similar. Is there some sort of addendum that can be done like when you take over payments of a car note.

If I am on title on a home, can I be added to a home loan without refinancing?

No you can not be added to the note without refinancing. Mortgage loans and car loans are like comparing apples to oranges.

If I am on title on a home, can I be added to a home loan without refinancing?

I take it that the interest rate on the current loan is low and you want to take over the loan. There are a couple of ways to do this:

1. place the property into a trust and take over the trust.

2. use a wrap around mortgage also called an All inclusive trust deed or deed of trust.

I paid off auto loan with bank and have my title, now bank is telling me, that they messed up and I

Can I be held responsible for their screw up. I have sold the truck. What can I do. Please help.

I paid off auto loan with bank and have my title, now bank is telling me, that they messed up and I owe 10000.

You know if you%26#039;ve paid off the total or not. If you didn%26#039;t, then you owe the money. If you paid it off, show the bank your proof (canceled checks and/or receipts, etc.) You don%26#039;t need a lawyer. That will just cost you money.

You signed a contract with the bank when you financed your car. Just because they may have a made a clerical error doesn%26#039;t relieve you of your obligation.

I paid off auto loan with bank and have my title, now bank is telling me, that they messed up and I owe 10000.

Did you pay off the note in accordance with the terms of the original contract? If not, it appears that you owe the bank $10,000 and will probably be sued if you don%26#039;t pay it.

Administrative errors rarely negate the terms of the original contract.

You should consult with a lawyer.

Collection Agencies & Non Collateral Loans?

about 5 years ago I got myself into trouble with mainly credit cards with maybe $15,000 in default.(Not Very Proud if it.)

A few just wrote it off %26amp; 2 Got a Judgement from the courts %26amp; one Collection Agencie had the Seriff come for a Asset sale.

Only thing I could do was file Bankrupcy. #7.

Now that I can breath again,my wife wants to refinance house with me on Title this time.

My concern is that some how some way even 10 years after filing Bankrupcy they will try to collect on the defaulted credit card loans %26amp; put a lein on the house and force us to forclose.

Thanks in advance for your input.

Collection Agencies %26amp; Non Collateral Loans?

If the debts were listed in the bankruptcy filing, they cannot collect on them.

However, if you have not re-established credit, your wife may find that she can qualify for a much better interest rate by herself than with your name on the title as well.

If 3 names are on title and only 2 names on morgage loan, should I change to all 3 on morgage loan?

thanks to all for the replys so far. If the mother in law has rights to 1/3 of the house, then she should pay 1/3 of the loan ?

If 3 names are on title and only 2 names on morgage loan, should I change to all 3 on morgage loan?

You have to refinance to add her name to the loan. Her name can not simply be added, or removed from a loan contract. A whole new contract needs to be drawn up.

And no, there is no law that requires everyone on the deed to be on the mortgage.

If 3 names are on title and only 2 names on morgage loan, should I change to all 3 on morgage loan?

I guess its just personal choice. You do have to refi in order to get the 3rd person on the loan. Why is she on title if shes not on the loan? I dont see how that would benefit you and your wife. Sometimes spouses will have one on the loan and the other not, due to credit... but they both remain on the house. I feel like there is something you are not telling us.

What I would do is have your mother in law sign a quit claim deed taking her off of the title. Seems like the cheap easy way to solve the problem. Or if she lives there, put her on some rental agreements. Either way, I wouldnt want anyone on title to my home other than my wife. Period.

If 3 names are on title and only 2 names on morgage loan, should I change to all 3 on morgage loan?

NO..Usually I would advise that you do not change the mortgage. Now, if you need to refinance to get a lower interest rate.. Then it will require a complete remortgage..with all 3 names on it.

As to whether your mother in law should pay 1/3 of the loan.. does she live there? Why was her name put on the house? what is your agreement with her? all of that needs to be answered prior to a definite answer

If 3 names are on title and only 2 names on morgage loan, should I change to all 3 on morgage loan?

It is not nesscessary, but I see your point....make her pay if she wants to stay.

If 3 names are on title and only 2 names on morgage loan, should I change to all 3 on morgage loan?

You would need to refinance, however, you can%26#039;t force her to sign a new mortgage. Legally, she%26#039;s 1/3 owner of the property....with or without a mortgage. How did she end up on the title in the first place?????

Title close?

I am a notary, I am looking for a class where they teach loan signing, so I can become a title closer.

Title close?

I think you want to be a title clerk or escrow officer. (The official title may vary by area)

Every closing I have been to, the person was a notary, so you have that part covered.

Inquire at a local title company, the ones in my area are always looking for good people. They train the right people. The best title company in my area has title clerks that will be flexible with their hours to do closings after traditional business hours. Also, it is a meticulous job, you have to be very efficient and dot each i carefully.

Title close?

I%26#039;m not sure about the law where you live, but in most states you need to be a Lawyer to run a closing, and a paralegal to run a viable title search. It will certainly take more than one class!

Title close?

The best way to get information on becoming a notary signing agent is to look at the national notary website: http://www.nationalnotary.org/. Also, check your state%26#039;s notary licensing website: they usually will list classes that you can take.

Deb

Title close?

Call a local title company and ask. You want to make sure there is not required education for your state. Try the link below if you just need a class for information.

Title close?

What you are referring to is commonly referred to as a %26quot;signing service%26quot; and it%26#039;s not a title closer.

That is where, when someone is willing to waive having the documents explained to them, you merely take the closing documents to their home/other location and witness the signature, notorize it, and then go make copies for the proper parties, and mail them out the same day or next day.

I personally, as a Realtor, HIGHLY advise clients against the use of this %26quot;convenience%26quot;...you are paying an attorney a hefty fee to explain the documents in addition to other services...and they need to earn it.