My mom has to co-sign on a loan for a new car for me but doesn't want to be on the title. Can t

I want a new car but can%26#039;t qualify on my own and need my mom on the loan. but she doesn%26#039;t want to be on the title for legal reasons...just wondering if this is a possibility.

My mom has to co-sign on a loan for a new car for me but doesn%26#039;t want to be on the title. Can this be done?

ive been there with my mom and no it can%26#039;t be done since the bank is lending you the money you gotta be on the title

My mom has to co-sign on a loan for a new car for me but doesn%26#039;t want to be on the title. Can this be done?

No-if she cosigns she will be a co-owner of the vehicle. If she%26#039;s concerned about liability make sure you carry at least 250/500/250 insurance. If you don%26#039;t know what that means ask an insurance agent. Warning: insurance for young people is very expensive, especially on new cars.

I%26#039;d scale down my plans and get a decent used car in the 5-7000 range.

My mom has to co-sign on a loan for a new car for me but doesn%26#039;t want to be on the title. Can this be done?

CALL YOUR LOCAL DMV OFFICE, THEY WILL BE ABLE TO ANSWER ANY AND ALL OF YOUR QUESTIONS AND AT THE SAME TIME YOU WILL BE GETTING THE CORRECT ANSWER TO YOUR QUESTION.

Can I add a family friend on title at closing even if they are not on the mortgage loan or purchase

I would like to add the friend because they are helping with half the down payment and will be living in the unpermitted cottage (which will help with the mortgage payment). However the loan company does not know that because he%26#039;s in between jobs and not working right now but has a lot of cash. Would I be able to add him on title at closing? If not then should I add him later? How much will that cost me? Thank you in advance.

Can I add a family friend on title at closing even if they are not on the mortgage loan or purchase contract?

You don%26#039;t have to hide it, and you can%26#039;t anyway. It will be on the final title policy that they send back to the lender.

I think it is a MISTAKE to put your family friend on title, because then you won%26#039;t be able to do anything with the property, including refinancing it or selling it, without his signature, and that can give him other legal entitlements to which he should not receive.

Have him %26quot;gift%26quot; you the down payment, and then post closing, have him do a private mortgage for the amount of the down payment.

Yes, that will put him in second lien position, but it%26#039;s better than him being part-owner.

No way in heck would I put his name on as an owner.

PS: The above poster is incorrect. There is no law anywhere in any state that says who you can receive financial assistance from. That is a LENDER policy, not a law. Mortgage company%26#039;s do not get %26#039;automatically%26#039; notified of subsequent liens..ever...it doesn%26#039;t matter if they are in first lien position. No county has such a system in place. Also, adding a name doesn%26#039;t delay the closing as it can be done in 5 minutes. Who comes up with these made-up idea?

Can I add a family friend on title at closing even if they are not on the mortgage loan or purchase contract?

After your closing you can do a quit claim deed that will change the title from just you to you and your family friend. The cost will be determined on the value of the property exchanged (some counties will allow a $1 exchange of deed). The deed transfer would probably cost about $120 approximately.

Can I add a family friend on title at closing even if they are not on the mortgage loan or purchase contract?

Probably not because the paperwork will have already been done by the title company, adding it last minute will delay closing. You could call your title company and speak with them to find out, or you might just want to deed 1/2 of the property over to him if that%26#039;s what you want to do. I understand he%26#039;s helping with the downpayment but do you really want him to have power of your property? What happens if you two have a falling out?? He could force you to sell your property to pay him off.

My ex boyfriend wanted 1/2 interest in my condo when we moved into it, my father freaked out and said no way. He said that if things didn%26#039;t work out then when we broke up he could force me out of my own home and force me to sell it to pay him off for his 1/2 it would have been a real mess and I%26#039;m glad I never did it, hence I said EX boyfriend.

Think about it before doing it. If your friend wants to make sure you pay him back, Take out a second mortgage for that amount to your friend, it will give him legal rights if you fail to pay and if you sell the property due to foreclosure he will be listed as next to be paid after the bank so he%26#039;ll be guaranteed the money back. I was asked to do that when I sold my house, the Buyer couldn%26#039;t come up with the final $10,000 I was asked if I would give her a second mortgage and she would make payments to me on a monthly basis as if I was the bank. the paperwork for the second mortgage would be all filed along with the title and closing paperwork so it would be on record, if she ever defaulted I could lien her for the money. I chose not to go thru with it since I wanted nothing more to do with the property once I sold it.

I hope that made sense, try that instead rather than giving him interest in your home.

Good luck

Can I add a family friend on title at closing even if they are not on the mortgage loan or purchase contract?

Number 1: if you are getting funds from a friend to close and not disclosing it to your lender you are committing a Federal offense called loan fraud. Not a good idea. If it gets caught on audit (and with the implosions in the mortgage industry there are a lot more files being audited) you%26#039;ll not only lose the house you are subject to a large fine and possibly even jail time.

If you add him to the title you have all of the responsibility for paying the mortgage and if you default alllhe had is a position on the title and he cannotassume you r loan and make payments because most loans are not assumable so to protect his interest he%26#039;d have to get a new loan for the home. Also, if you wanted to sell it you couldn%26#039;t do so if he wouldn%26#039;t sign the listing and sales agreement. An earlier responder said he could make you sell the property. That is wrong. He has no power whatsoever to make you do anything. All he%26#039;d have is a position on the thtile with no evidence of a debt owed to him.

This leaves you both in a potentially tough situation and is a recipe for disaster.

Think again.

Number 2: you can add anyone to the title you want to after the loan closes. (This may be where you get caught as mortgage holders may request notification of secured title changes just as they may request to be notified of subsequent liens). I imagine a lot more of them will be taking advantage of those options now.

legally, you%26#039;re only able to obtain financial assistance from someone who is not either a blood relative or an approved 501C3 charitable home buyer assistance program.

Can I add a family friend on title at closing even if they are not on the mortgage loan or purchase contract?

I getting the idea that the file is going through a escrow company. Once you signed your loan document and it get funded and the file is recorded and the money is disbursed from escrow. Go back to the escrow company and ask them to add your friend to title. He not on the loan but he in title. This is not illegal. The escrow company would probably charge you for drawing the deed (free-$100.00) and you%26#039;ll have to take it to the county recorder and they will charge you a few bucks to record it.

Can I add a family friend on title at closing even if they are not on the mortgage loan or purchase contract?

I don%26#039;t know all the legal ramifications of titles and loans but I think it would be a mistake to add someone to the title. Like one said, you would have to have his signature to do anything with the property and if you had a disagreement, that could be very difficult.My theory is that friends,family and money do not mix.

Can I add a family friend on title at closing even if they are not on the mortgage loan or purchase contract?

Do you really want to put him on title? And if you really do and you qualify for the loan by yourself he can just be added to the loan with you, he can just say he does not have a job. Unless he has bad credit then you wont want to add him.

Funny thing here is you do not state you are having a problem with getting a loan but a lot of answers are people trying to give you a loan. hmmm! Dont fall for any scams sounds like you are already in the right direction.

Can I add a family friend on title at closing even if they are not on the mortgage loan or purchase contract?

This sounds like a legal question...my disclaimer would be to seek legal advice from a qualified real estate attorney.

I know you can add anyone on the title...with your situation, I would wait until after closing. The cost would be just the recording fees, ask your escrow/title officer for the amount.

Can I add a family friend on title at closing even if they are not on the mortgage loan or purchase contract?

Wow, I wish I had friends like you! I wouldn%26#039;t put your friend on title, because you have no idea what can happen in the future. Your friend has no legal obligation to help you with your mortgage payment, but he will be part owner if you put him on title. That means that you can%26#039;t sell or refinance without his signature, even if he never gives you another cent. What if the cash runs out? If you do decide to add him, have an attorney draw up a contract that will protect you. It will be worth the money. You can call any title company for their specific fees to add him. A title company will be able to answer all of your questions.

Mandy McManus-GFMortgage-866-334-0566 x12

TXL#61253

Can I add a family friend on title at closing even if they are not on the mortgage loan or purchase contract?

This is a legal question that should be addressed by a Florida Attorney. I am not an attorney and can not give you legal advise. My answer below is not in any way legal advise, please consult with an attorney.

My answer to your question: You should ask permission to the seller to add your friend to the contract and add him on the title before you close on the property and disclose everything to the lender. Your friend will not be required to be added to the loan but can be added to the title. There is a clause in the mortgage called the due on sale clause, if title is transfered after the closing without the lenders permission they may accelerate the payment of the entire loan and demand it paid in full within 30 days.

Do you have a title company already working on the file? There are several ways you can take title, Please call us today for any other questions you may have.

Julia Argamin

Master Title Company, Inc.

16830 Collins Avenue

Sunny Isles Beach, FL 33160

(Tel) 305-919-9921

www.mastertitlecompany.com

Can I add a family friend on title at closing even if they are not on the mortgage loan or purchase contract?

yes you can, in a very similar situation between me and my sister, she had the stellar credit so the loan is completely in her name alone, we split the down payment and I pay the entire mortgage payment each month . the title has both of our names on it , its a condo and I%26#039;m on the board so they recognize me as the owner. eventually i plan on paying her back her portion of the down payment!nice sister ! we have different last names so the fact that we are related has no relevance so it could be a family friend as in your situation i would imagine

I live in Hawaii. Car title for NY state, How can I get a copy of my NY state title from here??

Ok, I took a loan out for the car in 03, paid it off... I think the loan company sent the title but it got lost between addresses because i was moving constantly at the time and failed to leave a fwding addy... I%26#039;m in hawaii now... I need the originating state title in order to xfer it to hawaii state title... Can I do this from here? Thanx

I live in Hawaii. Car title for NY state, How can I get a copy of my NY state title from here??

Prob. but, first need ur NY title to get a Hawaii. Just contact the DMV in NY from the city u lived in. They should tell u the steps u need to do. Also if ur in Hawaii ask there DMV what they require. Each state is different. Alabama requires the title. If theres a loan or whatever u have to have a letter from the ppl. who have the actual title. Check with the DMV they will help u.

I live in Hawaii. Car title for NY state, How can I get a copy of my NY state title from here??

Contact the NY Dept of motor vehicles and and pay thier fees and have them fwd a copy of the title to your new address.

Are there any little known grants that will pay off student loans for teachers IF TAKEN OUT IN 93-94

I had the misfortune of taking out a loan in California right before the governor made it possible for all teachers of title I districts to get THEIR loans forgiven, yet because I DO serve a title I community %26amp; district, and am grossly underpaid for 70 hours a week of service, I STILL owe on one loan. Any answers?

Are there any little known grants that will pay off student loans for teachers IF TAKEN OUT IN 93-94?

This is the American Federation of Teachers website, which has the most comprehensive list of forgiveness programs for teachers I have come across.

Students who become full-time teachers in an elementary or secondary school that serves students from low-income families can have a portion of their Perkins Loan forgiven under The National Defense Education Act. This program forgives 15% of your loan for the first and second years of teaching service, 20% for the third and fourth, and 30% for the fifth. Contact your school district%26#039;s administration to see which schools are eligible

Hope this helps

It is true if I have a house but my husband is only in the title not in the loan, if we go foreclosu

even that he is not on the loan, it will show on his credit report like a public record that he has a foreclosure?

It is true if I have a house but my husband is only in the title not in the loan, if we go foreclosure....?

No, the foreclosure has only to do with the loan not being paid and the person whose name is on the loan will suffer.

It is true if I have a house but my husband is only in the title not in the loan, if we go foreclosure....?

Yes, the mortgage company is foreclosing on the property, not on the loan, in other words, you put up the title in order to get the mortgage.. when the title is foreclosed upon, all names on the title are subject to the foreclosure proceedings and it will show on all names on the title.

It is true if I have a house but my husband is only in the title not in the loan, if we go foreclosure....?

No, since he%26#039;s not on the mortgage it won%26#039;t go on his credit record.

It is true if I have a house but my husband is only in the title not in the loan, if we go foreclosure....?

the foreclosure suit will be against you and John Doe (the person on the title). If they use his name in the lawsuit, it will be picked up by the credit companies, but I don%26#039;t think they can include your husband, by name, in the lawsuit.

It is true if I have a house but my husband is only in the title not in the loan, if we go foreclosure....?

The lender will foreclose and name any entity that might have an interest in the property. Your husband will be named in the foreclosure, but it should not go on his credit report. I say should not because I held a second mortgage on a property and when the first mortgage foreclosed, I was named due to my interest as second mortgage holder. One the the credit bureaus put the foreclosure on my credit report and I had to send them documentation that I was not being foreclosed on. That is a rare situation, but it did happen to me. They removed the foreclosure from my credit quickly.

How do you get your vehicle title once you pay off your loan?

I%26#039;ve paid off my vehicle. Woo hoo! I wrote a letter to the lienholder and received a notarized %26quot;lien release statement%26quot;. Then I wrote to my County Tax Assessor-Collector, who sent me an %26quot;Application for Certificate of Title%26quot; that I need to turn in with a check for $30.

But the application looks like something you%26#039;d fill out when you%26#039;re selling, trading in or donating your vehicle. I don%26#039;t want to do any of that yet 閳?I just want to have the title in my name for when I do get rid of the car in the next 12 months.

Anyone have any experience (preferably in Texas) in transferring vehicle titles? Thanks.

How do you get your vehicle title once you pay off your loan?

Congrats on having a paid-for vehicle!! Feels nice, doesn%26#039;t it?

The assessor%26#039;s office might not have understood what you wanted when you wrote to them. Your best bet is probably to go to the motor vehicle registration office at the county courthouse (take the lien release statement with you), explain your situation, and tell them what you want. They will either have you fill out the paperwork and pay the fee on the spot, or they%26#039;ll GIVE you the right stuff to fill out on your own, OR they%26#039;ll let you know if there%26#039;s nothing you need to do except wait for your new title (sans lienholder) to arrive from the state.

In any case, your answers will be at the courthouse, so go see them. Bring a book in case the line is long. :-)

How do you get your vehicle title once you pay off your loan?

oklatom, that was a good answer but I had already figured all that on my own. It%26#039;s when I got a hold of the Tax Assossor-Collector that things got confusing. Report It

How do you get your vehicle title once you pay off your loan?

You will need to Go to DMV{where u get State-ID/Driver License} to fill out some Paper work.

How do you get your vehicle title once you pay off your loan?

Your finance company holds on to the title untill the car is payed off! Since you payed it off....the bank will sent it to the state and the state will send you the title with your name on it!

Im a finance manager at a dealer

How do you get your vehicle title once you pay off your loan?

i think the lein holder mails it to u, or else i think u can get the title at the dmv...

How do you get your vehicle title once you pay off your loan?

In Texas, the title transfer process can vary depending on the reason the title is being transferred. But the transaction is generally handled by your local County Tax Assessor-Collectors office or one of its designees.

http://www.dot.state.tx.us/services/vehi...

click there, put in your county, and find the closest office. Go there with the lien release from the loan place, and proof of insurance for the vehicle, and your check book and they will help you with the new and clear title.

How do you get your vehicle title once you pay off your loan?

Not sure in texas, but in D.C. you go to the bank (lein holder) and they will verify you have paid it off. Request that the title be sent to the bank rather than in the mail to your home address just in case it gets lost. Once it arrives at the bank, you go to pick it up and then go to dmv to transfer the title.

How do you get your vehicle title once you pay off your loan?

CALL YOUR LOCAL DMV OFFICE, THEY WILL BE ABLE TO ANSWER ANY AND ALL OF YOUR QUESTIONS AND AT THE SAME TIME YOU WILL BE GETTING THE CORRECT ANSWER TO YOUR QUESTION.

I need to go out of the country ASAP for a funeral how do I use my car title to get a loan where can

You can go to a title loan place but you%26#039;ll end up losing your car from their 125% interest.

I need to go out of the country ASAP for a funeral how do I use my car title to get a loan where can I go?

Don%26#039;t do it, find someone to loan you the money and avoid loosing your car.

I need to go out of the country ASAP for a funeral how do I use my car title to get a loan where can I go?

If you are thinking about getting a loan, then you should know about the basics before you get started. If you understand the basic dos and don閳ユ獩s of loans, then you will be better equipped to find the best loan for your needs. Whatever type of loan you are applying for, you should follow these basic rules to help you find the best deal. When searching for a loan, it pays to do your research. Look for as many suitable lenders as you can, so that you can find the very best deal. There are many online pages that%26lt;!--allow you to compare loan rates from a variety of lenders. As well as looking online, check out your high street banks and mortgage lenders for deals too. You may find the loan that you need here,

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If possible, try and avoid taking out secured loans. If the amount you need to borrow is small or you have good enough credit to borrow without collateral, then do so. Although unsecured loans have higher rates, they are less risky because your home will not be at risk if you cannot make the payments.Try and take a loan out over the shortest period--%26gt;you can afford. Taking loans out over 10 years or more can be risky, and you cannot be sure what your financial situation will be at that time.

I need to go out of the country ASAP for a funeral how do I use my car title to get a loan where can I go?

Hi

I recently needed a loan as I was in a right mess! And I mean a mess! I thought I was never gonna get out of it until I read some articles on unsecured loans to help pay off my existing debt and relieve my anguish.

I saw a posting at Craig list that was tagged 閳ユǚ鈧獓o you need my help???閳ユ瑢鈧?br> I replied to the posting and it turns out that the person had once being in a mess

Just like I was then.

We chatted and became friends after which he told me his experience about the internet and scammers.

He said he has been scammed many times and totally he lost almost twenty thousand dollars {$20,000}.After which he was referred by a friend to this private lender that offered him the loan amount.

He then asked me to go contact them, I was like maybe this is just another kind of scam but I decided to give it a try. It was all just like magic how I got my loan.

I never got scammed, I have never being scammed and I don閳ユ獩 have any experience of it and I never want to.

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I need to go out of the country ASAP for a funeral how do I use my car title to get a loan where can I go?

Hello my dear,dont fall prey to those hudlums out there that call them selves money lenders.All they want is your money after that you wont hear from them again.They have done it to me twice before i met Sping Loans Inc.If you really need a legitimate money lender,i will advice you to hurry down to Spring Loans Inc.They give at 3% interest rate.I have full assurence of their service because my loan was giving to me within two days of application.Here is their company address springloans084@yahoo.com.

Goodluck

Tina Jackson

London

I need to go out of the country ASAP for a funeral how do I use my car title to get a loan where can I go?

Hello,

In regards to your question, i would advice you to visit Clarkson Micro Finance Incorporated.

Few months ago when i had a bad credit a friend of mine introduced me to them, Inspite of my bad credit they were able to lend me a loan of 25,000, British pounds within the space of two days of which i used to revive my business, I think you too can do the same as well, regardless of your nationality.

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I need to go out of the country ASAP for a funeral how do I use my car title to get a loan where can I go?

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I need to go out of the country ASAP for a funeral how do I use my car title to get a loan where can I go?

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I need to go out of the country ASAP for a funeral how do I use my car title to get a loan where can I go?

Hello my name is chris, my little advice is that you go to a bank in your area to request for the loan and that is if you have a collateral, but if you want loan from those that give out unsecured loan without a collateral i know of someone that gives out unsecured loans, though he is the only one i have tried for now so i don%26#039;t really know if his interest rate is the lowest, here is their contact information if you want to contact them. (kingstonloaninc@live.com)

i am sure they can be of help to you.

Good Luck

I need to go out of the country ASAP for a funeral how do I use my car title to get a loan where can I go?

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I need to go out of the country ASAP for a funeral how do I use my car title to get a loan where can I go?

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A couple years ago I cosigned a loan for my best friend to buy a new HD, so both our names were on t

He has made all the payments, mostly on time. I need to add that he had credit life insurance on the loan, and the note will be paid off in his accidental death. Well, it so happens that my friend was killed in an occupational accident last month. I was able to get the motorcycle from his wife with a story about me helping her by selling the motorcycle. My question is this: do I have the moral and legal right to have his name removed from the title using his death cert and claim the MC as mine, now that the insurance has paid full? I know his wife and kids needs the money from the sale of this unit, but so do I. Friends is friends, but windfall is money! I never paid a penny, but my butt was on the line equally, so I figure the Harley Davidson should be mine, free and clear. He would never have had the motorcycle without my help anyway. Her name was on nothing, but she claims I stole it or that I should pay her the amount they paid up to his death. Who%26#039;s right?

A couple years ago I cosigned a loan for my best friend to buy a new HD, so both our names were on the title.?

How morally bankrupt can you be?

Obviously, he made payments and the bike should go to his estate, not to you.

You keep it in good shape because as soon as she talks to an attourney about it you are going to find yourself returning it to her.

You should be ashamed.

A couple years ago I cosigned a loan for my best friend to buy a new HD, so both our names were on the title.?

You can do as you please as you are technically the other owner of the bike since your name is on the title as well but...you shouldn%26#039;t have lied to her. You basically led her on to believe she would get the money from you %26quot;selling%26quot; the bike. That is what I think is tacky about this whole thing. If you had no intention to sell it in the first place, you should%26#039;ve just been upfront with her on the get go. So what should you do? That is up to you.

When I sell a vehicle to a private party, and transfer the title, does it have to be current?

I am selling a vehicle my husband and I purchased a while back. When we had bought it, we had a loan. So, naturally, the title says there is a lien. The car is paid off and we never recieved a new title. Can I still sell the car? As some of you may know, this is not my expertise.

When I sell a vehicle to a private party, and transfer the title, does it have to be current?

If the car is paid off, you need to get a release of lien statement from the bank. That with the title should be enough to transfer the title to a different owner.

When I sell a vehicle to a private party, and transfer the title, does it have to be current?

Check with the DMV. They will collect any unpaid fees. You may need to get in touch with the lender, to give a payoff letter; the DMV will tell you what they need.

When I sell a vehicle to a private party, and transfer the title, does it have to be current?

Where ever you paid off the loan they should have given you a piece of paper that says on it release of lien. That alone with the title is enough to fix the issue. Give them both to the buyer after you photo copy them for your records. Remember to copy the front and the back of the title showing the transfer inormation, mileage and date. If there is an issue later you can prove you sold it and to whom. You were supposed to take this release paper and your title to dmv and have them issue you a new %26quot;clear%26quot; title. If you do not have such form call the finance company and they will send you another. The only thing they should need is your account number and or the 17-digit vehicle id number of your car.

How does it work when selling a financed car privately ? How do I get the title from the bank ?

I can%26#039;t afford the car I have a note on. I need to sell it and get

out from under the debt. How do I sell it if the bank has holds

the title ? I would need the proceeds to pay the loan to get the title to car? Help I don%26#039;t know what to do, please thanks MJ

How does it work when selling a financed car privately ? How do I get the title from the bank ?

First, you check the contract to see if there%26#039;s an early-payoff penalty.

Second, call the bank and determine if there%26#039;s local branch where you do the paperwork, notarized and all that, so you can get the stuff done ASAP.

Third, it may be possible for the other guy to %26quot;assume%26quot; your loan and just buy out your equity in the vehicle. However, the bank have to approve him first. Again, check with the bank.

Fourth decide what he and you want to do. The bank can tell you how to do it.

How does it work when selling a financed car privately ? How do I get the title from the bank ?

You can refinance your vehicle, or let them take the vehicle, and just apply for a another loan for a new car. I had really bad credit, and I applied for a car loan through this company and go approved really quickly and surprisingly easily. Heres a link to they%26#039;re website. http://goshorter.com/465/ I%26#039;ve had no problems, and I have nothing but good things to say about them. I highly reccomend them!

How do I get lein on my car title removed from previous owner?

Ive tried to reach the loan company on the title, but hit a dead end. What is the next step?

How do I get lein on my car title removed from previous owner?

Shot yourself in the foot for not buying a car with a clear title, or a lien release letter. I know this answer does not help, but there are some things in life that just make common sense. Buying a car with a lien on it is not one of them. Talk to you local banker, or try the DMV to see if they have any suggestions.

How do I get lein on my car title removed from previous owner?

you can%26#039;t sell anything legally that is encumbered.so therefore you must go to the person who sold you that car and tell them to get the lean released,give you back all your money and out of pocket expenses to date or sue them.contact the prosecuting att. office where you reside and he will tell you exactly where you stand legally.

How do I get lein on my car title removed from previous owner?

I think u should sell the car and get ur money back their will be somebody that will want to buy it with no title,or u can go to the court house and ask what u can do ur going to be spending atleast 300 dollars to get a title

How do I get lein on my car title removed from previous owner?

you would not have the title in your hand if it really had a lein still on it. lender holds untill paid off. the finance company name is on the title just shows where it was financed by previous owner. hope this helps. your secretary of states office or DMV office is the next step for more questions.

In a refinance, how many people can you add to the title?

Can you have people that are not on the loan to be on title? Also does the co-borrower have to be on title?

In a refinance, how many people can you add to the title?

In most cases you can not add persons to the title that are not on the mortgage. Most mortgages have a %26quot;due on%26quot; clause which allows the lender to call your loan due immediately. One is a change in title. Will a lender know about the change? Probably not and most could care less as long as the payment keeps coming.

The co-borrower is wise to be on the title and in most cases is required.

In a refinance, how many people can you add to the title?

You don%26#039;t have to refinance to add people to the title!!!

You can add as many people as you want thru a %26quot;quitclaim deed.%26quot; Any local real estate attorney would be able to draw one for you and record it for you.

If you ARE refinancing and want to add someone who isn%26#039;t already on title that%26#039;s fine. You would need to let the lender and real estate atty know and you would sign that little %26quot;quitclaim deed%26quot; at the closing along with your mortgage docs. It will be recorded at the same time as your mortgage etc.

As far as a %26quot;coborr%26quot; being on title or not, think of it like this....would you be able to borr money against something you didn%26#039;t own? Anyone who is on the mortgage WOULD have to be on the title. They obviously have to have an interest in the security on their loan. How would a lender ever get their money back if the loan wasn%26#039;t paid?

Who will loan for a salvage title? I mean what financing companies will?

Hello my dear,dont fall prey to those hudlums out there that call them selves money lenders.All they want is your money after that you wont hear from them again.They have done it to me twice before i met Sping Loans Inc.If you really need a legitimate money lender,i will advice you to hurry down to Spring Loans Inc.They give at 3% interest rate.I have full assurence of their service because my loan was giving to me within two days of application.Here is their company address springloans084@yahoo.com.

Goodluck

Tina Jackson

London

Who will loan for a salvage title? I mean what financing companies will?

Hello Everybody,

My name is Mrs Symone Roland and i live in the CANADA , life is worth living right now for me and my family and all this is because of one man sent by GOD to help me and my family, i once had a life filled with sorrow because my first daughter needed a kidney transplant and all our savings were going towards her medications and this normally leaves us with no money to pay our bills or even put enough food on our table and our rent was due and no funds to pay these bills and life felt so unfair to me and every night my daughter will cry herself to sleep every night until one day, i was browsing through yahoo answers and i saw a striking advert of a man that gives out personal loans and that the offer is opened to all and i have heard so many things about internet scams but at this point of my life, i was very desperate and ready to take any risk and at the end of the day, i applied for this loan and from one step to another, i got my loan within 48 hours through bank transfer and you know, it was all like a dream and i called Mr Frank Petti who is the GOD sent lender i found and said, i have received my loan and he smiled stating that to GOD be the glory and i was so shocked as i have never ever seen anyone with such a GOD fearing and kind heart and today, i am the happiest Woman on earth because by GOD%26#039;S grace, my daughter kidney transplant was successful and today she is healthy and i and my family are living very comfortable and happy and if you are in my former situation or is in serious and legitimate need of a loan, you can reach this GOD sent lender via frank_petti@yahoo.com

Who will loan for a salvage title? I mean what financing companies will?

i have found answer to your problem in here, about loan,i am 18 years old,and i always see my mother login to seach for legit lender and he found a lender who lend her loan at low rate of 3%.

why i am sure that she found the lender on internet is because my morn even told my brother to get a loan for his developing business on internet,and three days time, he called and said that the lender has transfer the loan to his account.

i want you all to know that there is still a good lender on internet and when i found out from my brother he told me that the COMPANY NAME IS LIZZYBOG FIRM via lizzybog@gmail.com

i want you to visit the FIRM, if you need a loan from a legit FIRM.

bye

Who will loan for a salvage title? I mean what financing companies will?

BEWARE OF THE COMPANY THAT CAN NOT OFFER YOU LOAN AS PROMISED,I HAVE BEEN SCARM BEFORE,BEFORE A FRIEND AT THE BANK TO ME TO VISIT ONE FIRM,AND I JUST DID, FOUND OUT THAT SHE WAS A LEGIT LENDER AND GAVE ME LOAN DESPITE I HAVE TO PAY A LITTLE FEE TO GET IT, BUT I GOT MY LOAN,IS REAL,IF YOU FEEL YOU WILL BE LUCKY AS I AM,CONTACT HER AT youngfirms@gmail.com

Who will loan for a salvage title? I mean what financing companies will?

Hi

I recently needed a loan as I was in a right mess! And I mean a mess! I thought I was never gonna get out of it until I read some articles on unsecured loans to help pay off my existing debt and relieve my anguish.

I saw a posting at Tina list that was tagged 閳ユǚ鈧獓o you need my help???閳ユ瑢鈧?br> I replied to the posting and it turns out that the person had once being in a mess

Just like I was then.

We chatted and became friends after which he told me his experience about the internet and scammers.

He said he has been scammed many times and totally he lost almost twenty thousand dollars {$20,000}.After which he was referred by a friend to this private lender that offered him the loan amount.

He then asked me to go contact them, I was like maybe this is just another kind of scam but I decided to give it a try. It was all just like magic how I got my loan.

I never got scammed, I have never being scammed and I don閳ユ獩 have any experience of it and I never want to.

I just felt that for the fact that a stranger helped me out I should do the same.

If you need a loan and would need their email address, here it is.Williams_loans084@yahoo.com

Sherry

What can I do to get my car title, or just get rid of my car?

My spouse and I had 2 vehicle loans, at the same credit union, both loans in both of our names. We are currently going through a prolonged divorce, and he is to be responsible for the unpaid loan, but the divorce is not final yet.. I have paid off one loan completely, the other vehicle was repo%26#039;d, but there is still quite a bit of money outstanding on the loan. The credit union will not release my car title to me without having the other loan paid off. I am leaving the state very shortly, and don%26#039;t want to keep my car. How do I either get the title, or get rid of my car? And can I even get rid of the car legally? I need help with this - any answers would be GREATLY appreciated.

What can I do to get my car title, or just get rid of my car?

for starters, you can%26#039;t legally sell a car without a title. no questions asked.

check with the credit union on sale of the vehicle, whether you can advertise and sell to pay off balance. But you will have to do this without the car unless they offer to release the car for a deposit and future payment arrangements,

or

bite the bullit because most credit unions feel that by the time they repo it you have had plenty of time to either sell it or refinace. They feel that if you couldn%26#039;t make the payment you should have either gotten rid of it or refinanced

your payment. and telling them it is because of a divorce is a waste of time because they won%26#039;t care. they will cut their losses by taking the car to auction and getting whatever they can for it. and still make you pay it off or ruin your credit.

(they can get pretty nasty.)

good luck...

wish you the best...

What can I do to get my car title, or just get rid of my car?

depends on the state and the fine print of your contract.

advise your creditor you want to see the statute showing they can hold your %26quot;clean title%26quot; and satisfied loan in lieu of a seperate and unrelated contract

they did not secure the collateral on a car that is paid off.

How do i find out if my name is off of a car title?

co /signed for loan need name off title

How do i find out if my name is off of a car title?

check at the dmv, do a title history report

How do i find out if my name is off of a car title?

You can run a vin number on Carfax.com

How do i find out if my name is off of a car title?

Contact the DVLA (good luck by the way they%26#039;re particularly useless on the phone) and check that the V5 registration document (UK only) has changed owner details

How do i find out if my name is off of a car title?

dmv.................

I hold the loan, he holds the title to the car- who wins?

My husband just came and took my car in the process of a separation-OUCH! Do I have any recourse?

I hold the loan, he holds the title to the car- who wins?

Whoever the registered owner of the car is can take possession of the car. If you hold the loan your name is on the title....

I hold the loan, he holds the title to the car- who wins?

I think he who hold the title wins., but not sure.

I hold the loan, he holds the title to the car- who wins?

If the car is titled in his name, it%26#039;s his car by law. If you are also on the title, or live in a community property state and the car was purchased after you two married, then the car becomes joint property, and your husband is liable for the loan just as much as you, and the car is jointly owned.

I hold the loan, he holds the title to the car- who wins?

Nope, he holds the title. It%26#039;s his. You hold the loan, does that mean that the loan is in YOUR name, with a bank, or that you loaned him the money, and he is paying you back?

It%26#039;s highly unusual for a car to have a lienholder (loan) when the leinholder doesn%26#039;t hang onto the title until it%26#039;s paid for.

If he gets behind in the payments, and you truly hold the loan, AND you%26#039;re lienholder, you can go to court and reposess the car. If he%26#039;s not behind, or if it%26#039;s a personal loan, you have no recourse.

I hold the loan, he holds the title to the car- who wins?

Title holder wins. Quit making payments, call the loan company and tell them you can%26#039;t pay for it, give them his address and tell them to repossess it. That will fix him

I hold the loan, he holds the title to the car- who wins?

if the title has a lien on it through the loan than I would think that the person paying on it has the right to the car, but it sounds like a court matter to me.

I hold the loan, he holds the title to the car- who wins?

IF YOUR NAME IS ALSO ON THE TITLE YOU MAY BE ABLE TO GET IT BACK,IF NOT,SORRY,ALL YOU GET IS TO PAY OFF THE LOAN

I hold the loan, he holds the title to the car- who wins?

Yup, depends on whose name is on the title. Sometimes the title bears the name of the owner, but the loan company is mentioned as well and the lien holder, so essentially the loan company owns the car until it%26#039;s paid off and if there%26#039;s a default on the loan the default goes against the title holder. Though they say possession is 9/10ths of the law, but if you don%26#039;t make the car payments, the repo man will be looking for the car before too long. Ouch, is right. You and the attorneys need to work on this. If he has another car, I don%26#039;t think it would be equitable for him to take yours, too.

I hold the loan, he holds the title to the car- who wins?

You hold the loan?? If so, did you register the lien with the state and get it on the title? Or are you saying that, you are paying the loan and your husband just took the car? If so, then call your lawyer, and he will know how to settle it. Since he has the title, it is his car. The note is in your name, so your are responsible for it. Not a good position to be in.

You may need to reach an agreement with your husband about paying off the loan and giving you half the value of the car, or whatever portion you feel you are entitled to. good luck.

I hold the loan, he holds the title to the car- who wins?

Don%26#039;t pay the loan. The finance company will come and repo the car (you can tell them where it can be found, since he%26#039;s moved out, apparently)! Why should you pay for his car? Contact your attorney for advice, but I%26#039;m pretty sure since the title is in his name, it%26#039;s his car (until it gets repo%26#039;ed anyway!) Good luck!

I hold the loan, he holds the title to the car- who wins?

Stop paying the loan and get bad credit but he looses the car. I think neither wins.

I hold the loan, he holds the title to the car- who wins?

Yea, you have a big recourse. Both of you,sit down and try to make it work.

I hold the loan, he holds the title to the car- who wins?

Ok this is a simple one :) not really, first depends on states rules on joint property. But if you were married before the purchase, it%26#039;s joint property. Now don%26#039;t default on the payments because you will be the one with the BAD credit report and if you go on your way you will need that. BUT make sure it is in the separation agreement that he will accept the payments as HIS responsibility. IF you want the car, time to go all the way and devorce. Seperation is not a good thing for property unless agreements IN WRITTING ON SEPARATION AGREEMENT. And make sure it%26#039;s through the courts, not just both parties. If you don%26#039;t want the car, you should make sure you send your COPY of the sep. agreement to the loan company and get a release from them. THEN you can stop payment. You can also collect payments made after the separation agreement if ordered by court that He will be responsible , if you had to pay until loan company released you from the loan.....PS TO ALL MARRIED PARTIES, IF YOU PURCHASE ITEMS THAT HAVE LOAN TERMS OVER 6MOS OR LEAGAL PAPERS ATTACHED (like mobile items, boats,cars,motorcycles, or homes, IF YOU ARE MARRIED, ( PUT YOUR NAME ON THE ITEM )!

LOVE is like death, when it ends the DOG in people come out. You can purchase all types of things and have a great understanding on the agreement, but when the time comes some people LOOK OUT FOR THEMSELVES. And if you are not married........PUT AGREEMENTS IN WRITTING! FROM MARRIAGE TO CASH LOANS.....and if you make a payment -----GET A RECEIPT RECEIPT RECEIPT.... Being lied on hurts when you can%26#039;t prove it OH YEAH, if you signed a loan for a car, and he wants to take it and leave you with the bill, I have just made my point

I hold the loan, he holds the title to the car- who wins?

I work for an attorney. You should DEFINITELY talk to an attorney in your area. Laws are different everywhere and depends on whose names both the title and the loan are in. Good luck.

I hold the loan, he holds the title to the car- who wins?

If the title is in his name, he wins, if it is in both names

you win. I don%26#039;t understand how the loan can be in your

name and the car in his name, finance companies usually

insist that you are on the title explicitly for the reasons you

have stated. Secondly if there is a loan outstanding on the

car, the title should be with the finance company unless

you took out a personal loan.

Talk to your attorney, if a divorce is evident make sure that

you list that you want the car or he gets the loan.

Help!! How does a loan officer order a Title search?

What is the procedure? Who do i talk to? what do i say? How long does it take? etc

Help!! How does a loan officer order a Title search?

Most mortgage brokers have online access to their title companies they use. Usually you can order one online and it can get e-mailed and mailed to you within a day or two. You could always ask your title rep to walk you through this process over the phone, they have a vested interest in making sure you can order a title report. ;)

Also, if you%26#039;re new to the office (and mortgage business) and you feel like you have no idea what you%26#039;re doing, you might want to take a loan processing class. Ordering title is easy, it%26#039;s filling out a 1003 so that it can get submitted to an underwriter with minimal conditions that trips you up. By the way, if you had to ask what is a 1003, please join a loan processing class immediately! ;)

Good Luck.

Regards...

Help!! How does a loan officer order a Title search?

Any title company will perform a title search for you. The last one I had done cost about $200, but it is worth it so there are no surprises later.

Help!! How does a loan officer order a Title search?

In California, you just look in the yellow pages under TITLE COMPANY, call the office %26amp; tell them you would like to have a %26quot;title search%26quot; done for purposes of a sale, loan, etc. They will tell when to bring into their office (or fax). You will need a photo ID %26amp; your signature will be notorized. If you are representing another party, you will probably have to submit specific forms to that effect, so be sure to disclose this fact BEFORE you start the process. It can take anywhere from 2 hours to 2 weeks, sometimes longer if the other agencies involved do not cooperate with the title co. You will also need the address of the property %26amp; it is good to have the PARCEL number %26amp; owners full name %26amp; social security number. If you do not have these things, the title co will request them from the owner listed on the PROPERTY DEED (they must be notified of the search, regardless).

How do u get loan on ur car title?

i wanna get a lon on my car and use it on something else...do they check my accounts and history....a detail will help me great ...thanku

How do u get loan on ur car title?

No if you go to a title loan place. They do not check your credit. You will have to pay a little extra to your car title back. But you still get to drive your car. And if its crummy don%26#039;t worry about it.

How do u get loan on ur car title?

yes,they check your history. the only way they may not, is going to a pawn shop that handles car titles.

How do u get loan on ur car title?

How much does your car title have to loan you? Does your car title even like you? Has your car title loaned you money before and did you pay it back? Car titles can be pretty stingy.

Can you get a loan on a salvage title vehicle?

MOST INSURANCE COMPANIES WILL NOT INSURE THESE VEHICLES BECAUSE OF LIABILITY TO THEM.

IF THEY DO INSURE IT FOR YOU THE RATES WILL BE HIGHER AND THE VEHICLE WILL HAVE TO BE FULLY INSPECTED.

IF YOU BUY ONE OF THESE VEHICLES FOR $10,000 AND YOU ARE INVOLVED IN AN ACCIDENT AND THE VEHICLE IS TOTALED, THE INSURANCE COMPANY MIGHT GIVE YOU 1/3 OF WHAT THE VEHICLE IS ACTUALLY WORTH.

EVERYONE THAT BUYS ONE OF THESE VEHICLES WILL END UP PISSED OFF OR IN THE POOR HOUSE.

VERY BAD TO BUY NO MATTER HOW GOOD THE PRICE MIGHT BE.

ALSO YOU CANNOT GET ANY TYPE OF WARRANTY OR EXTENDED WARRANTY ON THESE VEHICLES AS WELL.

AS FOR A LOAN THAT WOULD BE A STICKY SITUATION JUST BECAUSE OF THE SALVAGE TITLE.

Can you get a loan on a salvage title vehicle?

Contact your bank and ask them. For the most part you will have a hard time as the vehicle has been %26quot;written off%26quot; once already. You will have a hard time getting insurance coverage for the same reason.

I NEED A LOAN WITH MY CAR TITLE AS COLLATERAL. i WANT ONE WITH THE LONGEST PAY-OFF TERM.?

WHY ARE YOU YELLING?

I NEED A LOAN WITH MY CAR TITLE AS COLLATERAL. i WANT ONE WITH THE LONGEST PAY-OFF TERM.?

Call your local credit union.